{"id":10381,"date":"2026-08-15T14:28:16","date_gmt":"2026-08-15T14:28:16","guid":{"rendered":"https:\/\/paybis.com\/blog\/?p=10381"},"modified":"2026-08-15T14:28:18","modified_gmt":"2026-08-15T14:28:18","slug":"corporate-crypto-account","status":"publish","type":"post","link":"https:\/\/paybis.com\/blog\/corporate-crypto-account\/","title":{"rendered":"One Account for Corporate Fiat and Crypto: How It Works"},"content":{"rendered":"
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Key takeaways<\/div>
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  • A corporate crypto account holds a company’s own fiat and crypto in one balance, with reconciliation from a single ledger.<\/li>\n
  • The fiat side runs on named virtual IBANs across 38 currencies. PLN and AUD are live for B2B today.<\/li>\n
  • The crypto side uses MPC custody for BTC, ETH, SOL, USDT, and USDC, with the private key split across parties.<\/li>\n
  • Auto Ramp converts incoming fiat to crypto. Paybis Send runs mass crypto and automated fiat payouts by API.<\/li>\n
  • The account is built for a company’s own treasury and settlement funds.<\/li>\n
  • No volume cap, no rolling reserve, pre-funded settlement, instant stablecoin settlement.<\/li>\n
  • 100+ cryptocurrencies supported for conversion and payouts.<\/li>\n
  • Access by API or portal, with 24\/7 technical support and personal account management.<\/li>\n<\/ul>\n <\/div>\r<\/div>\n\n\n
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    Most finance teams that touch crypto run it across separate systems.\n A bank for fiat, exchange accounts for conversion, wallets for holding,\n and a spreadsheet to tie it together. It works until volume grows. Then\n month-end means matching balances by hand, sometimes rebuilding payout\n history from block explorers, while capital sits locked in reserves and\n pre-funding accounts. The errors, the delay, and the audit exposure all\n scale with volume.<\/p>\n\n

    A corporate crypto account collapses that stack into one balance.\n Same money, one place, one ledger. This guide covers what the account\n is, how each part works, and where it beats the fragmented setup.<\/p>\n\n

    What a corporate crypto account is<\/h2>\n

    A corporate crypto account is a single balance that holds and moves a\n company’s own funds in both fiat and cryptocurrency. Treasury,\n settlement, and reporting run from the same place instead of across\n separate banks, exchanges, and wallets. The Paybis Global Account is\n built for a company’s own treasury and settlement money. Finance works\n from one view, so the real position is visible at any moment rather than\n assembled after the fact.<\/p>\n\n

    How the account works<\/h2>\n\n

    One operational balance<\/h3>\n

    The account holds fiat and crypto together as one operational\n balance. Incoming settlement, held funds, and outgoing payments sit in\n the same account. One balance means one source of truth, so\n reconciliation stops being a monthly hunt across systems and becomes a\n read of a single ledger.<\/p>\n\n

    The fiat side: named virtual IBANs<\/h3>\n

    A virtual IBAN is a dedicated account number that receives and holds\n fiat under the company’s own details. The Global Account provides named\n vIBANs across 38 currencies, with PLN and AUD live for B2B today. Money\n arrives into the vIBAN and stays fiat-denominated until the company\n converts or pays out, so the fiat side behaves like normal treasury and\n crypto price swings stay out of balances the company chose to keep in\n cash.<\/p>\n\n

    The crypto side: MPC custody<\/h3>\n

    Crypto in the account is held under multi-party computation custody.\n The account holds BTC, ETH, SOL, USDT, and USDC, and the private key is\n split across several parties so it never sits whole in one place. A\n split key removes the single point of failure a standard wallet carries.\n The risk of one or two people holding the keys goes away, which is the\n treasury control an auditor asks about.<\/p>\n\n

    Moving money in and out<\/h3>\n

    Incoming fiat can convert to crypto automatically through Auto Ramp,\n which routes the result to a chosen wallet. Outgoing payments run\n through Paybis Send, which handles mass crypto payouts and automated\n fiat payouts by API. Fund the account once in fiat and pay recipients in\n any of 100+ assets at execution time. Manual wallet transfers and their\n throughput ceiling drop out of the process.<\/p>\n\n

    Reporting and access<\/h3>\n

    Because fiat and crypto share one balance, reporting covers both in a\n single ledger. Finance sees treasury, settlement, and payout activity in\n one place, which is what makes the account audit-ready instead of\n reconstructed. The account runs by API for automated flows or through\n the portal for manual work.<\/p>\n\n

    The account at a glance<\/h2>\n\n