{"id":10449,"date":"2026-09-04T09:05:25","date_gmt":"2026-09-04T09:05:25","guid":{"rendered":"https:\/\/paybis.com\/blog\/?p=10449"},"modified":"2026-09-04T09:05:26","modified_gmt":"2026-09-04T09:05:26","slug":"liquid-treasury","status":"publish","type":"post","link":"https:\/\/paybis.com\/blog\/liquid-treasury\/","title":{"rendered":"How Much of Your Treasury Is Actually Liquid? The Board Question"},"content":{"rendered":"<div class=\"text-bg-color\" id=\"block_80b87801265b5654943c2285de936fdc\">\r    <div class=\"text-bg-color__content\">\r        <div class=\"text-bg-color__title\">Key takeaways<\/div>        <h3 dir=\"ltr\"><\/h3>\n<ul dir=\"ltr\">\n<li>When the board asks how much treasury is liquid right now, finance often needs days to answer.<\/li>\n<li>Liquid means money you can deploy today, at its stated value, without selling anything or waiting for it to clear.<\/li>\n<li>The delay comes from money scattered across separate systems, and from balances that look available but are not.<\/li>\n<li>A rolling reserve, a payment on a multi-day hold, and volatile crypto are not the same as deployable cash.<\/li>\n<li>Holding treasury in <a href=\"https:\/\/paybis.com\/blog\/corporate-crypto-account\/\">one account<\/a> puts the numbers in one place, so answering becomes a read rather than a hunt.<\/li>\n<li>One account removes the scramble, not the judgment. What counts as liquid is still your policy.<\/li>\n<li>Paybis holds a company&#8217;s own cash and crypto in one operational balance, with named vIBANs across 38 currencies.<\/li>\n<li>No rolling reserve keeps working capital available, and pre-funded settlement leaves fewer funds stuck in transit.<\/li>\n<li>The account is built for the company&#8217;s own treasury, not balances held for customers.<\/li>\n<\/ul>\n    <\/div>\r<\/div>\n\n\n<article>\n\n  <p>A board member asks a simple question in the meeting: how much of our\n  money can we actually use right now? Finance should answer in seconds.\n  Often it takes days. That is a question about liquidity, meaning the\n  money you can use right now, without selling something or waiting for it\n  to clear. The cash is spread across separate banks and exchanges, plus a\n  set of wallets. Some of it is tied up where it cannot be touched, and\n  some sits in crypto that would have to be sold first. The number exists.\n  Nobody can see it fast.<\/p>\n\n  <h2>Why is it hard to know how much treasury is liquid right now?<\/h2>\n  <p>Because the money is scattered, and some of what looks available is\n  not. To answer, finance gathers balances from every system, then works\n  out how much can truly be used today. Both steps take time.<\/p>\n  <ul>\n    <li><strong>The money is in many places.<\/strong> Balances sit across separate banks, exchanges, and wallets that do not add up on their own.<\/li>\n    <li><strong>Some of it is locked.<\/strong> Money held back in a reserve, or waiting on a multi-day settlement, is not available even though it shows as a balance.<\/li>\n    <li><strong>Some of it is not cash.<\/strong> Crypto that would have to be sold first is not the same as money ready to spend, and its value moves while you decide.<\/li>\n    <li><strong>Some of it may be stuck.<\/strong> Funds on a platform that has frozen withdrawals count for nothing until they are released.<\/li>\n    <li><strong>It is in different currencies.<\/strong> A balance in one currency is not directly usable where you need another, until it is converted.<\/li>\n  <\/ul>\n\n  <h2>What actually counts as liquid?<\/h2>\n  <p>Liquid is what you can deploy today, at its stated value, without\n  selling anything or waiting for it to clear.<\/p>\n  <p>Cash in an account you control is liquid. A rolling reserve is not,\n  until it releases, and a payment on a multi-day hold is not, until it\n  settles. Crypto you would have to sell is not cash, and its price can\n  move before you do. Knowing your liquid position means separating what is\n  truly available from what only looks available on a balance sheet.<\/p>\n\n  <h2>The board&#8217;s questions, scattered setup against one account<\/h2>\n  <p>The same questions, answered by hand across systems or read from one\n  place.<\/p>\n\n  <style>\n  #pb-liq {\n    all: revert;\n    font-family: 'Graphik', 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;\n    box-sizing: border-box;\n  }\n  #pb-liq *, #pb-liq *::before, #pb-liq *::after { box-sizing: border-box; margin: 0; padding: 0; }\n  #pb-liq {\n    --primary: #090B1C; --secondary: #5F70DB; --secondary-lt: #A4A7E3;\n    --row-odd: #ffffff; --row-even: #F4F5FF; --border: #E2E4F3; --text: #090B1C; --text-muted: #6B7280;\n  }\n  #pb-liq .table-container { border-radius: 14px; box-shadow: 0 6px 32px rgba(9,11,28,.1); overflow: hidden; border: 1px solid var(--border); }\n  #pb-liq table { width: 100%; border-collapse: collapse; table-layout: fixed; }\n  #pb-liq col:nth-child(1) { width: 34%; }\n  #pb-liq col:nth-child(2) { width: 34%; }\n  #pb-liq col:nth-child(3) { width: 32%; }\n  #pb-liq thead tr { background: var(--primary); }\n  #pb-liq thead th { padding: 20px 18px; text-align: left; color: var(--secondary-lt); font-size: 11px; font-weight: 400; letter-spacing: .08em; text-transform: uppercase; }\n  #pb-liq tbody tr:nth-child(odd)  { background: var(--row-odd); }\n  #pb-liq tbody tr:nth-child(even) { background: var(--row-even); }\n  #pb-liq tbody tr:not(:last-child) td { border-bottom: 1px solid var(--border); }\n  #pb-liq tbody tr:last-child td { border-bottom: none; }\n  #pb-liq tbody td { padding: 16px 18px; vertical-align: top; font-size: 14px; color: var(--text); line-height: 1.6; }\n  #pb-liq tbody td:first-child { font-weight: 600; color: var(--primary); }\n  #pb-liq tbody td:last-child { color: var(--primary); }\n  #pb-liq caption { caption-side: bottom; text-align: left; padding: 12px 18px; font-size: 12px; color: var(--text-muted); background: #fff; border-top: 1px solid var(--border); }\n  @media (max-width: 600px) { #pb-liq tbody td, #pb-liq thead th { padding: 12px 10px; font-size: 12px; } }\n  <\/style>\n  <div id=\"pb-liq\">\n    <div class=\"table-container\">\n      <table>\n        <colgroup><col \/><col \/><col \/><\/colgroup>\n        <caption>Answering the board&#8217;s treasury questions across scattered systems and from one account.<\/caption>\n        <thead>\n          <tr>\n            <th scope=\"col\">What the board asks<\/th>\n            <th scope=\"col\">Scattered setup<\/th>\n            <th scope=\"col\">One account<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr>\n            <td>How much do we hold in total?<\/td>\n            <td>Gathered by hand from each system<\/td>\n            <td>One view of the full position<\/td>\n          <\/tr>\n          <tr>\n            <td>How much can we deploy today?<\/td>\n            <td>Worked out separately, often stale<\/td>\n            <td>Available balance in one place<\/td>\n          <\/tr>\n          <tr>\n            <td>In which currencies?<\/td>\n            <td>Checked account by account<\/td>\n            <td>Shown by currency in one account<\/td>\n          <\/tr>\n          <tr>\n            <td>How much is cash against crypto?<\/td>\n            <td>Pulled from different systems<\/td>\n            <td>Both in one record<\/td>\n          <\/tr>\n          <tr>\n            <td>How fast can we answer?<\/td>\n            <td>Days<\/td>\n            <td>Quickly, from one place<\/td>\n          <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/div>\n\n  <h2>Does one account give the board a real-time answer?<\/h2>\n  <p>It gives you one place to read instead of many to assemble. What counts\n  as liquid is still your call.<\/p>\n  <p>Putting treasury in one account does not remove the judgment of what is\n  truly available. It removes the scramble. The balances sit in one record,\n  so the raw numbers are in one place instead of gathered from separate\n  systems by hand. You still decide how to treat reserves, pending\n  settlements, and volatile assets. The gain is that the data is ready when\n  the question comes, rather than assembled after it.<\/p>\n\n  <h2>How Paybis helps you answer the board<\/h2>\n  <p>Paybis holds a company&#8217;s own cash and crypto in\n  <a href=\"https:\/\/paybis.com\/blog\/corporate-crypto-account\/\">one operational balance<\/a>,\n  so the numbers behind the board&#8217;s question sit in one place instead of\n  many.<\/p>\n  <ul>\n    <li><strong>One balance, one view.<\/strong> Cash and crypto in one account, so the full position is one <a href=\"https:\/\/paybis.com\/blog\/payout-reconciliation-automation\/\">record<\/a> rather than a roll-up from many systems.<\/li>\n    <li><strong>Less money locked away.<\/strong> No rolling reserve, so working capital stays available instead of held back for months.<\/li>\n    <li><strong>Less money in transit.<\/strong> Pre-funded settlement and instant stablecoin settlement mean fewer funds sitting on a multi-day hold.<\/li>\n    <li><strong>Currencies in one place.<\/strong> Named vIBANs across 38 currencies, so balances by currency are visible in one account.<\/li>\n    <li><strong>Built for your own money.<\/strong> The account holds the company&#8217;s own treasury, not balances held for customers.<\/li>\n  <\/ul>\n  <p>What counts as liquid is still your policy. Paybis puts the numbers\n  where you can read them.<\/p>\n\n  <div id=\"pb-liq-stats\" style=\"font-family:'Graphik','Inter','Segoe UI',system-ui,sans-serif;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:24px 0;\">\n    <div style=\"background:#090B1C;color:#fff;border-radius:12px;padding:18px 20px;\">\n      <div style=\"font-size:24px;font-weight:700;\">1<\/div>\n      <div style=\"font-size:12px;color:#A4A7E3;letter-spacing:.04em;\">operational balance<\/div>\n    <\/div>\n    <div style=\"background:#090B1C;color:#fff;border-radius:12px;padding:18px 20px;\">\n      <div style=\"font-size:24px;font-weight:700;\">38<\/div>\n      <div style=\"font-size:12px;color:#A4A7E3;letter-spacing:.04em;\">currencies<\/div>\n    <\/div>\n    <div style=\"background:#090B1C;color:#fff;border-radius:12px;padding:18px 20px;\">\n      <div style=\"font-size:24px;font-weight:700;\">100+<\/div>\n      <div style=\"font-size:12px;color:#A4A7E3;letter-spacing:.04em;\">cryptocurrencies<\/div>\n    <\/div>\n    <div style=\"background:#090B1C;color:#fff;border-radius:12px;padding:18px 20px;\">\n      <div style=\"font-size:24px;font-weight:700;\">24\/7<\/div>\n      <div style=\"font-size:12px;color:#A4A7E3;letter-spacing:.04em;\">support<\/div>\n    <\/div>\n  <\/div>\n\n  <h2>Bottom line<\/h2>\n  <p>When the board asks how much is liquid, the answer should take seconds,\n  not days. It takes days when the money is scattered and some of it is\n  locked or stuck where no one can see. Holding treasury in one account\n  puts the numbers in one place, so answering becomes a read rather than a\n  hunt, while the judgment of what counts as liquid stays yours. That is\n  what lets finance answer the board with a number it trusts.<\/p>\n\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>A board member asks a simple question in the meeting: how much of our money can we actually use right now? Finance should answer in seconds. Often it takes days. That is a question about liquidity, meaning the money you can use right now, without selling something or waiting for it to clear. The cash [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":10450,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"categories":[139,131,262],"tags":[],"businesses_tag":[189,188,166,141,334],"class_list":["post-10449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-starred-features","category-business","category-use-case","businesses_tag-payments","businesses_tag-on-ramp","businesses_tag-transactions","businesses_tag-bitcoin","businesses_tag-paybis"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much of Your Treasury Is Actually Liquid Right Now?<\/title>\n<meta name=\"description\" content=\"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paybis.com\/blog\/liquid-treasury\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much of Your Treasury Is Actually Liquid Right Now?\" \/>\n<meta property=\"og:description\" content=\"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/paybis.com\/blog\/liquid-treasury\/\" \/>\n<meta property=\"og:site_name\" content=\"Paybis Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Paybis\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-04T09:05:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-04T09:05:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1340\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Konstantin Vasilenko\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@paybis_com\" \/>\n<meta name=\"twitter:site\" content=\"@paybis_com\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Konstantin Vasilenko\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/\"},\"author\":{\"name\":\"Konstantin Vasilenko\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#\\\/schema\\\/person\\\/b14662842eaf9f5f3d223c81a1df486a\"},\"headline\":\"How Much of Your Treasury Is Actually Liquid? The Board Question\",\"datePublished\":\"2026-09-04T09:05:25+00:00\",\"dateModified\":\"2026-09-04T09:05:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/\"},\"wordCount\":815,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Liquid-Treasury.webp\",\"articleSection\":[\"Starred features\",\"Business\",\"Use Case\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/\",\"name\":\"How Much of Your Treasury Is Actually Liquid Right Now?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Liquid-Treasury.webp\",\"datePublished\":\"2026-09-04T09:05:25+00:00\",\"dateModified\":\"2026-09-04T09:05:26+00:00\",\"description\":\"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#primaryimage\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Liquid-Treasury.webp\",\"contentUrl\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Liquid-Treasury.webp\",\"width\":2400,\"height\":1340,\"caption\":\"Liquid Treasury\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/liquid-treasury\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/paybis.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/\",\"name\":\"Paybis Blog\",\"description\":\"A Tribute to Blockchain Tech and Cryptocurrency Adoption\",\"publisher\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/paybis.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#organization\",\"name\":\"Paybis Blog\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/e60675e736aa42dcba29dde94f4efdf82a001656.png\",\"contentUrl\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/e60675e736aa42dcba29dde94f4efdf82a001656.png\",\"width\":268,\"height\":72,\"caption\":\"Paybis Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Paybis\\\/\",\"https:\\\/\\\/x.com\\\/paybis_com\",\"https:\\\/\\\/www.instagram.com\\\/paybis\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/paybis-com\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Paybis\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/#\\\/schema\\\/person\\\/b14662842eaf9f5f3d223c81a1df486a\",\"name\":\"Konstantin Vasilenko\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/avatar_user_6_1775054194-96x96.png\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/avatar_user_6_1775054194-96x96.png\",\"contentUrl\":\"https:\\\/\\\/paybis.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/avatar_user_6_1775054194-96x96.png\",\"caption\":\"Konstantin Vasilenko\"},\"description\":\"Konstantins is a blockchain and digital payments executive with over 20 years of IT experience. He co-founded Paybis in 2014, helping build it into a global crypto platform serving users across 180+ countries. He brings deep technical and business expertise to Paybis' growth and partnership strategy. He is also a co-founder of the Latvian Blockchain Association and is a regular speaker at major industry events, where he represents Paybis' vision of making crypto accessible and useful for both individuals and businesses worldwide.\",\"url\":\"https:\\\/\\\/paybis.com\\\/blog\\\/author\\\/konstantin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Much of Your Treasury Is Actually Liquid Right Now?","description":"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/paybis.com\/blog\/liquid-treasury\/","og_locale":"en_US","og_type":"article","og_title":"How Much of Your Treasury Is Actually Liquid Right Now?","og_description":"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.","og_url":"https:\/\/paybis.com\/blog\/liquid-treasury\/","og_site_name":"Paybis Blog","article_publisher":"https:\/\/www.facebook.com\/Paybis\/","article_published_time":"2026-09-04T09:05:25+00:00","article_modified_time":"2026-09-04T09:05:26+00:00","og_image":[{"width":2400,"height":1340,"url":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp","type":"image\/webp"}],"author":"Konstantin Vasilenko","twitter_card":"summary_large_image","twitter_creator":"@paybis_com","twitter_site":"@paybis_com","twitter_misc":{"Written by":"Konstantin Vasilenko","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#article","isPartOf":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/"},"author":{"name":"Konstantin Vasilenko","@id":"https:\/\/paybis.com\/blog\/#\/schema\/person\/b14662842eaf9f5f3d223c81a1df486a"},"headline":"How Much of Your Treasury Is Actually Liquid? The Board Question","datePublished":"2026-09-04T09:05:25+00:00","dateModified":"2026-09-04T09:05:26+00:00","mainEntityOfPage":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/"},"wordCount":815,"commentCount":0,"publisher":{"@id":"https:\/\/paybis.com\/blog\/#organization"},"image":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#primaryimage"},"thumbnailUrl":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp","articleSection":["Starred features","Business","Use Case"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/paybis.com\/blog\/liquid-treasury\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/","url":"https:\/\/paybis.com\/blog\/liquid-treasury\/","name":"How Much of Your Treasury Is Actually Liquid Right Now?","isPartOf":{"@id":"https:\/\/paybis.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#primaryimage"},"image":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#primaryimage"},"thumbnailUrl":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp","datePublished":"2026-09-04T09:05:25+00:00","dateModified":"2026-09-04T09:05:26+00:00","description":"When the board asks how much treasury is liquid, finance often needs days. See why, what counts as liquid, and how one account makes the answer a quick read.","breadcrumb":{"@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/paybis.com\/blog\/liquid-treasury\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#primaryimage","url":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp","contentUrl":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/09\/Liquid-Treasury.webp","width":2400,"height":1340,"caption":"Liquid Treasury"},{"@type":"BreadcrumbList","@id":"https:\/\/paybis.com\/blog\/liquid-treasury\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/paybis.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Business"}]},{"@type":"WebSite","@id":"https:\/\/paybis.com\/blog\/#website","url":"https:\/\/paybis.com\/blog\/","name":"Paybis Blog","description":"A Tribute to Blockchain Tech and Cryptocurrency Adoption","publisher":{"@id":"https:\/\/paybis.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/paybis.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/paybis.com\/blog\/#organization","name":"Paybis Blog","url":"https:\/\/paybis.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/paybis.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2023\/01\/e60675e736aa42dcba29dde94f4efdf82a001656.png","contentUrl":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2023\/01\/e60675e736aa42dcba29dde94f4efdf82a001656.png","width":268,"height":72,"caption":"Paybis Blog"},"image":{"@id":"https:\/\/paybis.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Paybis\/","https:\/\/x.com\/paybis_com","https:\/\/www.instagram.com\/paybis\/","https:\/\/www.linkedin.com\/company\/paybis-com","https:\/\/www.youtube.com\/c\/Paybis"]},{"@type":"Person","@id":"https:\/\/paybis.com\/blog\/#\/schema\/person\/b14662842eaf9f5f3d223c81a1df486a","name":"Konstantin Vasilenko","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/04\/avatar_user_6_1775054194-96x96.png","url":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/04\/avatar_user_6_1775054194-96x96.png","contentUrl":"https:\/\/paybis.com\/blog\/wp-content\/uploads\/2026\/04\/avatar_user_6_1775054194-96x96.png","caption":"Konstantin Vasilenko"},"description":"Konstantins is a blockchain and digital payments executive with over 20 years of IT experience. He co-founded Paybis in 2014, helping build it into a global crypto platform serving users across 180+ countries. He brings deep technical and business expertise to Paybis' growth and partnership strategy. He is also a co-founder of the Latvian Blockchain Association and is a regular speaker at major industry events, where he represents Paybis' vision of making crypto accessible and useful for both individuals and businesses worldwide.","url":"https:\/\/paybis.com\/blog\/author\/konstantin\/"}]}},"_links":{"self":[{"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/posts\/10449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/comments?post=10449"}],"version-history":[{"count":0,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/posts\/10449\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/media\/10450"}],"wp:attachment":[{"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/media?parent=10449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/categories?post=10449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/tags?post=10449"},{"taxonomy":"businesses_tag","embeddable":true,"href":"https:\/\/paybis.com\/blog\/wp-json\/wp\/v2\/businesses_tag?post=10449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}