{"id":10823,"date":"2026-10-29T22:17:02","date_gmt":"2026-10-29T22:17:02","guid":{"rendered":"https:\/\/paybis.com\/blog\/?p=10823"},"modified":"2026-10-29T22:28:10","modified_gmt":"2026-10-29T22:28:10","slug":"whats-on-ramp-october","status":"publish","type":"post","link":"https:\/\/paybis.com\/blog\/whats-on-ramp-october\/","title":{"rendered":"What\u2019s On Ramp: October 2026 Product Updates for Paybis Partners"},"content":{"rendered":"<div class=\"text-bg-color\" id=\"block_b79c8d2095524acde2d18e12b9205b0b\">\r    <div class=\"text-bg-color__content\">\r        <div class=\"text-bg-color__title\">Key Takeaways<\/div>        <ul>\n<li><strong>Verify once:<\/strong> Customers you already verified go straight to payment when you share their verified email and identity details.<\/li>\n<li><strong>Travel Rule in the background:<\/strong> Share wallet details too, and the Travel Rule check completes without extra steps for your customer.<\/li>\n<li><strong>Crypto from existing balances:<\/strong> Banks and e-money institutions can offer crypto in their own app, paid from the customer\u2019s balance.<\/li>\n<li><strong>Test in 48 hours:<\/strong> With the simplest setup, a test version can be live in as little as 48 hours.<\/li>\n<li><strong>7x faster Ramp:<\/strong> The one-click flow loads 7 times faster than a year ago, and total page load time is down 86%.<\/li>\n<li><strong>Next up:<\/strong> Headless Apple Pay and Google Pay, deeper analytics dashboards and more payment methods.<\/li>\n<\/ul>\n    <\/div>\r<\/div>\n\n\n<p>October brings two Ramp updates for partners who already hold verified customers or customer balances. It also brings a speed result reported by International FinTech and a first look at what ships next. Each section opens with a short answer, and the table below sums up everything in one view.<\/p>\n\n<h2 id=\"october-2026-updates\">What changed in the Paybis Ramp in October 2026?<\/h2>\n<p>Two partner-facing updates are available now: shared customer details at checkout and balance-funded crypto purchases for banks and e-money institutions. The Ramp also loads much faster, and three further updates are planned.<\/p>\n\n<style>\n#pb-oct26-updates{width:100%;max-width:100%;overflow-x:auto;margin:24px 0}\n#pb-oct26-updates table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.5}\n#pb-oct26-updates caption{text-align:left;font-weight:700;padding:0 0 10px;font-size:16px}\n#pb-oct26-updates th,#pb-oct26-updates td{border:1px solid #dfe3ea;padding:10px 12px;text-align:left;vertical-align:top}\n#pb-oct26-updates thead th{background:#f3f5f9;font-weight:700}\n#pb-oct26-updates tbody tr:nth-child(even){background:#fafbfd}\n<\/style>\n<div id=\"pb-oct26-updates\">\n<table>\n<caption>Paybis product updates for partners, October 2026<\/caption>\n<thead>\n<tr>\n<th scope=\"col\">Update<\/th>\n<th scope=\"col\">What it does<\/th>\n<th scope=\"col\">Best fit<\/th>\n<th scope=\"col\">Status<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Shared customer details<\/td>\n<td>Sends customers you already verified straight to payment<\/td>\n<td>Partners that verify their own customers<\/td>\n<td>Available<\/td>\n<\/tr>\n<tr>\n<td>Balance-funded purchases<\/td>\n<td>Lets customers buy crypto inside a bank or e-money app, paid from their existing balance<\/td>\n<td>Banks and e-money institutions<\/td>\n<td>Available. Test version in as little as 48 hours with the simplest setup<\/td>\n<\/tr>\n<tr>\n<td>Faster one-click flow<\/td>\n<td>Loads 7 times faster than a year ago, with total page load time down 86%<\/td>\n<td>All Ramp partners<\/td>\n<td>Reported by International FinTech<\/td>\n<\/tr>\n<tr>\n<td>Headless Apple Pay and Google Pay<\/td>\n<td>Adds a payment button to your app in place of the full-screen widget<\/td>\n<td>Partners with their own app<\/td>\n<td>Planned<\/td>\n<\/tr>\n<tr>\n<td>Ramp analytics dashboards<\/td>\n<td>Shows how your integration performs<\/td>\n<td>Ramp partners<\/td>\n<td>Planned<\/td>\n<\/tr>\n<tr>\n<td>More payment methods<\/td>\n<td>Adds new methods to the Ramp widget<\/td>\n<td>All Ramp partners<\/td>\n<td>Rolling out in waves<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<h2 id=\"shared-customer-details\">Can customers you already verified skip verification at checkout?<\/h2>\n<p>Yes. You share their verified email and the identity details you hold. The <a href=\"https:\/\/paybis.com\/business\/on-off-ramp\/\">Paybis On\/Off Ramp<\/a> then signs the customer in and accepts the verification they completed with you.<\/p>\n<p>Identity verification, often called KYC, happens once and carries into checkout. Your customers do not repeat steps they have already finished.<\/p>\n<p>If you also control which wallet belongs to which customer, share those wallet details as well. The Travel Rule check then completes in the background. The Travel Rule requires providers to exchange sender and recipient data on crypto transfers above set thresholds. Our guide to <a href=\"https:\/\/paybis.com\/blog\/travel-rule-compliance\/\">Travel Rule compliance for business clients<\/a> explains how it applies to your flow.<\/p>\n<ul>\n<li><strong>One verification:<\/strong> it happens with you and carries into checkout.<\/li>\n<li><strong>Shorter path to payment:<\/strong> fewer screens sit between your customer and a completed purchase.<\/li>\n<\/ul>\n\n<h2 id=\"bank-balance-crypto\">Can a bank or e-money institution offer crypto from customer balances?<\/h2>\n<p>Yes. A bank or e-money institution can offer crypto inside its own app, paid for straight from the customer&#8217;s account balance. An e-money institution is a firm that issues and manages electronic money.<\/p>\n<p>The customer picks the crypto and confirms the purchase. Fiat settlement happens between Paybis and the bank or e-money institution. With the simplest setup, a test version can be live in as little as 48 hours.<\/p>\n<p>Customers buy and sell from the balance they already hold, so they do not top up a separate account first.<\/p>\n\n<h2 id=\"ramp-speed\">How much faster is the Paybis Ramp now?<\/h2>\n<p>The one-click flow now loads 7 times faster than a year ago, and total page load time is down 86%. International FinTech covered the result in October 2026.<\/p>\n<p>Faster loading matters because every extra second at checkout gives customers a reason to leave. Konstantins Vasilenko, Co-Founder and CBDO of Paybis, told the publication that the gain &#8220;directly supports better user conversion&#8221; and is one reason more companies choose Paybis.<\/p>\n\n<h2 id=\"stablecoin-payments\">Is most stablecoin volume actually payments?<\/h2>\n<p>According to guest Jamal Raees, no. By his own estimate, 70 to 90% of stablecoin volume is settlement for trading and speculation.<\/p>\n<p>Raees is General Manager of Payments at the Solana Foundation. He was two weeks into the role at recording and previously worked at BitPay and Square, among other firms. In the latest Paybis Podcast episode, host Paul Afshar asks how real payments infrastructure gets built on top of that volume and who wins the stablecoin wars. The questions are the ones the usual stablecoin hype skips.<\/p>\n\n<h2 id=\"whats-next\">What is coming next to the Ramp?<\/h2>\n<p>Three updates are planned: headless Apple Pay and Google Pay, deeper analytics dashboards and more payment methods.<\/p>\n<ul>\n<li><strong>Headless Apple Pay and Google Pay:<\/strong> &#8220;Headless&#8221; means you add only the Apple Pay or Google Pay button to your app, in place of the full-screen widget. Customers pay straight from that button. Paybis stays the licensed provider behind each purchase. If an extra check applies, the full widget opens to collect what is missing.<\/li>\n<li><strong>Dashboards with deeper analytics:<\/strong> enhanced dashboards are planned for Ramp partners, for a clearer view of how your integration performs.<\/li>\n<li><strong>More payment methods:<\/strong> new methods are joining the Ramp widget in waves. Each one launches and is tested with retail users first.<\/li>\n<\/ul>\n\n<h2 id=\"bottom-line\">Bottom line<\/h2>\n<p>October&#8217;s updates remove repeated steps from the customer path. Customers you have verified go straight to payment, and banks and e-money institutions can sell crypto from balances their customers already hold. A faster Ramp and wider payment options follow.<\/p>\n<p>Paybis holds a MiCA crypto-asset service provider (CASP) authorisation and a PSD2 payment institution licence in Latvia. It is also registered as a money services business in the US and Canada. If any of these updates fits your product, <a href=\"https:\/\/paybis.com\/contacts\/\">get in touch with the Paybis team<\/a>.<\/p>\n\n<h2 id=\"related-reading\">Related reading<\/h2>\n<ul>\n<li><a href=\"https:\/\/paybis.com\/blog\/whats-on-chain-may-2026\/\">What&#8217;s On-Chain: May 2026 Product Updates for Paybis Partners<\/a><\/li>\n<li><a href=\"https:\/\/paybis.com\/blog\/virtual-iban-as-funding-rail\/\">Virtual IBANs as a funding rail<\/a><\/li>\n<li><a href=\"https:\/\/paybis.com\/blog\/how-to-accept-crypto-payments-as-a-business-with-fiat\/\">How to Accept Crypto Payments as a Business, with Fiat Settlement<\/a><\/li>\n<li><a href=\"https:\/\/paybis.com\/blog\/crypto-acquirer-vs-crypto-payment-gateway-key-differences-explained\/\">Crypto Acquirer vs Crypto Payment Gateway: Key Differences Explained<\/a><\/li>\n<li><a href=\"https:\/\/paybis.com\/blog\/crypto-payment-gateways-how-to-choose-one\/\">Crypto Payment Gateways: How to Choose One<\/a><\/li>\n<\/ul>\n\n<p><em>Crypto assets are high risk. Prices can fall as well as rise, losses are possible, and investors should not expect protection. This content is not intended for readers in the United Kingdom.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>October brings two Ramp updates for partners who already hold verified customers or customer balances. It also brings a speed result reported by International FinTech and a first look at what ships next. Each section opens with a short answer, and the table below sums up everything in one view. What changed in the Paybis [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":9861,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[131,138,273],"tags":[],"businesses_tag":[154,329],"class_list":["post-10823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-product-updates","category-partnerships","businesses_tag-partner-portal","businesses_tag-product-updates"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What\u2019s On Ramp: October 2026 Paybis Partner Updates<\/title>\n<meta name=\"description\" content=\"October 2026 Paybis product updates: shared customer details for faster checkout, crypto from bank balances, a 7x faster Ramp and what ships next.\" \/>\n<meta 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