Europe and U.S. Speed Up Crypto Integration: June Highlights

From sweeping regulatory advancements in the U.S. to aggressive infrastructure expansion by major players like Coinbase, Stripe, and JPMorgan, recent weeks have delivered some of the most pivotal developments in years.

Here are the tip 11 major milestones shaping the future of digital finance, including sovereign blockchain bonds, institutional stablecoin usage, and regulatory breakthroughs.

1. Coinbase Secures MiCA License, Establishes EU Hub in Luxembourg

Coinbase has officially launched operations in Luxembourg after securing the Markets in Crypto-Assets Regulation (MiCA) license. This move positions Luxembourg as Coinbase’s strategic base for EU expansion and regulatory compliance. With MiCA providing a harmonized legal framework for crypto across the EU, Coinbase can now offer services seamlessly across member states, reinforcing its presence in one of the world’s most promising crypto regions.

2. Luxembourg Issues €50M Blockchain-Native Treasury Certificate

In a historic first, Luxembourg issued a €50 million Digital Treasury Certificate (DTC), a sovereign bond issued entirely on-chain. This marks a turning point in public finance, demonstrating that national debt instruments can be digitally issued, recorded, and managed. The DTC improves efficiency, enhances transparency, and sets a benchmark for future innovation in sovereign finance.

3. Stripe Acquires Privy, Expands into Full-Stack Crypto Infrastructure

Stripe continues its Web3 expansion by acquiring Privy, a startup focused on embedded crypto wallets. This follows Stripe’s earlier acquisition of stablecoin firm Bridge. With Privy, Stripe now offers a complete crypto infrastructure, from fiat onramps to merchant-friendly wallets. This reduces friction for businesses looking to adopt crypto features, placing Stripe in direct competition with native players like Coinbase and WalletConnect.

4. JPMorgan Launches On-Chain Deposit Token on Base

JPMorgan has introduced JPMD, a deposit token launched on Coinbase’s Ethereum Layer‑2 network, Base. Representing 1:1 U.S. dollar deposits, JPMD is an interest-bearing, potentially insured digital asset available exclusively to institutional clients. It enables real-time settlement and cross-border transfers, and it marks JPMorgan’s first foray into permissioned tokens on a public blockchain.

5. Shopify Partners with Coinbase and Stripe for USDC Payments

Shopify has integrated stablecoin payments into its platform through partnerships with Coinbase and Stripe. Merchants can now accept USDC on Base, giving millions of sellers access to fast, low-cost, on-chain payments. This move underscores a growing trend: stablecoins are becoming the go-to solution for global e-commerce settlement.

6. Walmart and Amazon Explore Stablecoins to Cut Fees

Retail giants Walmart and Amazon are reportedly evaluating the use of stablecoins to reduce transaction costs. With stablecoins offering near-instant, low-fee cross-border payments, these corporations could potentially save millions annually, an incentive powerful enough to spark in-house stablecoin initiatives or collaborations with existing issuers.

7. Fiserv to Launch FIUSD Stablecoin and Digital Asset Platform

Global fintech giant Fiserv plans to launch FIUSD, its proprietary stablecoin, along with a digital asset platform by the end of 2025. Integrated into its vast network serving 10,000 institutions and over 6 million merchants, FIUSD will support the mainstream adoption of tokenized payments in both retail and B2B environments.

8. BVNK and LianLian Global Streamline B2B Payments with Stablecoins

BVNK and LianLian Global have launched a cross-border payment service using stablecoins, targeting corporate transactions. The service aims to simplify FX processes, reduce transfer times, and lower fees for enterprises. Early data suggests stablecoins are already facilitating over $36 billion in B2B payments, and the number is expected to grow further.

9. GENIUS Act Passes U.S. Senate, Defining Stablecoin Regulation

In a watershed moment, the U.S. Senate passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) on June 17, 2025. The bill clearly defines “payment stablecoins” as fiat-pegged tokens for settlement, not securities or commodities. It also establishes a federal framework for authorized stablecoin issuers, balancing innovation with financial oversight.

10. Keeta and SOLO Launch Blockchain-Native Credit Bureau

Keeta and SOLO have introduced the first blockchain-native credit bureau, designed for enterprises in the digital asset space. By replacing legacy credit models with transparent, on-chain systems, this new infrastructure aims to build trust and efficiency in decentralized finance (DeFi), institutional lending, and Web3 commerce.

11. Mastercard and Chainlink Power DEX Purchases with Swapper Finance

Mastercard and Chainlink have partnered on Swapper Finance, a solution allowing users to buy crypto directly from decentralized exchanges (DEXs) using Mastercard cards. This breakthrough simplifies access to DeFi markets by integrating traditional payment rails with blockchain liquidity, bringing non-custodial crypto access to a broader audience.

Conclusion

Crypto’s evolution from a niche market to a global financial infrastructure is now in full motion. Regulatory clarity, corporate adoption, and technology convergence are driving mainstream integration at an unprecedented pace.

Whether through stablecoins, on-chain treasury instruments, or user-friendly wallets, the foundation for a blockchain-powered financial system is being laid by both traditional giants and crypto-native innovators.

Written by

Julia Kovalchuk