Fiat-to-Crypto Instant Settlements Made Easy with Paybis Payment Processing
Regardless of the current stance on digital currencies and decentralized finance, their advantages, particularly in cross-border accessibility, speed, convenience, and reach, are undeniable. Businesses worldwide are recognizing that to enhance their services, exploring cryptocurrencies is the logical next step.
While traditional payment processors remain a safe and often preferred option, they are not universally available and still come with drawbacks such as slow processing times, high fees, and chargeback risks. That’s where Paybis comes in. We provide clear, user-friendly, fully compliant, and future-ready solutions for instant crypto settlements.
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Table of contents
What Is Paybis Payment Processing?
The Paybis Payment Processing On-Ramp solution is a powerful and fully streamlined payment facilitation (PayFac) solution that allows merchants to accept payments from their customers in fiat currency and receive stablecoins directly to their corporate wallets.
This particular product is designed for modern, digital-first businesses that are looking to combine traditional fiat processing with real-time crypto settlements without including any intermediaries in the equation.
How Does it Work?
This solution is a ready-to-integrate payment module that can be seamlessly embedded into a merchant’s website or app. It enables customers to pay for goods or services using their preferred fiat payment method, while the merchant instantly receives the payment in their crypto wallet. Paybis handles the conversion in the background.
Let’s say you choose to integrate the Paybis Payment Processing solution. Here’s how the payment process would work:
- A customer buys your product or service with a credit/debit card or other traditional payment method.
- Once your customer initiates payment, the funds are instantly converted into specified stablecoins like USDC or USDC.
- Your stablecoins, which are equivalent to the original funds paid by your customer, are then safely transferred to your corporate wallet, giving you full access to your funds.
- You can either choose to hold your funds in stablecoins for crypto-related activities or you can deposit the funds into your bank account.
Please note that settlements are made in stablecoins to mitigate volatility risks associated with cryptocurrencies.
Paybis acts as a licensed facilitator, converting customers’ fiat payments into select stablecoins for merchants, storing their funds in secure and freely accessible corporate wallets. We look after everything from acquisition to settlement, compliance, fraud prevention, and overall system upkeep.
Instead of relying on multiple providers, merchants can now benefit from a single service that covers it all. Our Payment Processing solution is particularly valuable for industries such as iGaming, Fintech, Digital Services, and eCommerce, as it supports both high-risk and low-risk business models while maintaining robust compliance standards.
Covering Paybis’ Payment Processing Benefits
- Full KYC/AML compliance
- Instant settlements in stablecoins
- Best approval rates
- Global processing in over 180 countries
- Fully managed onboarding in <24h
- Access to 50+ payment methods
- Full chargeback and fraud protection
- PCI DSS compliance & secure data handling
- Single integration to 115+ acquirers & APMs
Key Use Cases
- iGaming: Accept global fiat payments and settle instantly in crypto, with full chargeback protection, no rolling reserves, and MCC 7995 compatibility.
- Fintech PSPs: Simplify backend complexity with a single integration for multi-acquirer access and APM support.
- Digital Services: Provide global access to services and receive crypto payments with real-time settlement.
- eCommerce: Expand into new markets with multi-currency support, seamless fiat-to-crypto conversion, and fraud protection.
Why Choose Paybis Over Traditional Payment Providers?
With Paybis’ Payment Processing feature, we’re making crypto integration easier and more efficient. Unlike traditional providers that take months to onboard and weeks to settle funds, Paybis streamlines every part of the process. Here’s a quick comparison:
Covering Paybis’ Payment Processing Benefits
- Full KYC/AML compliance, and chargeback/fraud protection
- Instant settlements in stablecoins
- Best approval rates
- Global processing in over 180 countries
- Fully managed onboarding in <24h
- Access to 50+ payment methods
- Full chargeback and fraud protection
- PCI DSS compliance & secure data handling
- Single integration to 115+ acquirers & APMs
One Simple Integration
Integrating crypto payments is one of the best ways to future-proof your business, but it can come with challenges like legacy system incompatibility, API inconsistencies, regulatory complexity, AML/KYC compliance, volatility, and user experience friction.
When choosing a reputable third-party facilitator, it’s crucial for any business to weigh a lengthy list of factors. Not to mention the various integration nuances that come with adding crypto payments to an existing payments structure.
That’s where Paybis comes in. Our Payment Processing solution is designed for easy integration, usability, and scalability, eliminating the common complexities associated with integrating crypto payments with traditional payment setups.
With just one integration, you gain access to 115+ acquirers and alternative payment methods (APMs), including all major card networks and digital wallets:
- Visa
- MasterCard
- Apple Pay
- Google Pay
- SEPA, SWIFT, and many more local and international options
This unified integration, accompanied by market expertise, global reach, and compliance, means less work for your technical teams, leading to a faster time to market.
Onboarding Process Flow
Paybis’ Payment Processing solution helps businesses to merge the benefits of instant crypto settlements with the stability and reliability of fiat payments. All this while streamlining operations and lowering costs. The best part? Our onboarding process can be summed up into 3 fully guided steps:
Step 1: Onboarding. Our dedicated onboarding team will work with your business details, goals, and processing requirements to build a tailored integration roadmap and handle KYC/AML screening.
Step 2: Custom setup. During this stage, you can choose supported currencies, design layout, and preferred payment methods like Visa, MasterCard, Apple Pay, Google Pay, etc. Our team will manage full configuration, compliance settings, and wallet integration.
Step 3: Integration kick-off. Once the setup and testing, you’ll be ready to launch!
Real-Time Access to Funds
The instant settlements feature is the biggest benefit of Payment Processing. As soon as a transaction is completed, the stablecoins are instantly transferred to your designated corporate wallet without any intermediaries or delays.
The real-time access to your funds means that you can convert to fiat at any time directly through Paybis. Whether you hold crypto or cash out over a select period, you retain complete control over how and when you manage your capital. With Paybis, you’re always in control and always liquid.
Ensuring Complete Compliance
Security and regulatory compliance are fundamental aspects of the Paybis PayFac solution. During the development of this product, we made sure to secure every part of its infrastructure with enterprise-grade security to protect merchants and customers.
Payment Processing security measures:
- PCI DSS level 1: It’s the highest level of certification in the payments industry, ensuring secure handling of cardholder data. Any payment processes through the payment Processing is encrypted, stored, and managed according to global standards.
- AML/KYC: When it comes to security, Paybis is extremely strict. We run rigorous Anti-Money Laundering (AML) and Know Your Customer (KYC) processes to verify users and transactions. Our fully trained and in-house compliance team tracks all activities to ensure legal and regulatory alignment.
- Data protection: Paybis follows GDPR and other international data protection standards, so that our users’ business data is stored securely.
- End-to-end compliance management: Whether you’re operating in the US, EU, UK, or globally, Paybis handles everything from onboarding to transaction monitoring.
Talk to Paybis
Crypto adoption is no longer a possibility. It’s fast becoming a serious consideration for globally operating businesses. With the Payment Processing, companies can integrate a crypto payment module into their website or app, allowing customers to pay in EUR or USD, using familiar fiat methods like credit/debit cards, Apple Pay, and others, while receiving real-time crypto settlements directly to their corporate wallets.
Interested in learning more? Reach out to our sales team and let’s discuss your business needs now!
FAQ
How do I use Paybis Payment Processing?
Our solution is built to be straightforward and fast. Once the solution is set up, your customers can pay in fiat, and you receive crypto instantly.
Which Merchant Category Code (MCC) is used?
All transactions are processed under non-crypto MCCs, like 7995 for gaming, or 6211 for FOREX, ensuring smooth compatibility.
Where is the purchased cryptocurrency sent?
Every business that chooses to integrate the Paybis Payment Processing product will be provided with a dedicated corporate wallet where your acquired cryptocurrencies will be stored.
Can I access my funds anytime?
Absolutely, having real-time access to business funds is crucial. That’s why you can convert, manage, store, and withdraw your funds 24/7.
Is the solution compliant and secure?
Industry-level security and compliance are essential, particularly in finance. Paybis follows strict AML/KYC policies and holds PCI DSS Level 1 certification.
Disclaimer: Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at: https://go.payb.is/FCA-Info
