Inside Stockholm Fintech Week 2025: From Paybis’ Perspective

The Stockholm Fintech Week 2025 conference just concluded and we’re excited to share our highlights from this amazing event. This year’s event brought together famous industry leaders and bright minds to facilitate exciting discussions on financial technology, crypto regulation, Web3, and AI. Among the participants were financial innovators, startups, investors, and policymakers, and of, course, Paybis was part of these discussions!

About Stockholm Fintech Week

Stockholm Fintech first began in 2018 as Stockholm Fintech Week that’s since turned into an annual week-long event, bringing the fintech community in Sweden (and from elsewhere) together.

Since the beginning, the Stockholm Fintech Week gained a reputation of being the largest and most welcoming fintech event in all of the Nordic states of Europe. Plus, Stockholm has always been regarded as a powerful hub for fintech, so the whole fintech community grew alongside Stockholm Fintech Week.

Key Themes and Industry Trends

At this year’s Stockholm Fintech Week, which took place on February 11-12th, there were several key topics in response to what’s trending in the fintech field in 2025. From over 132 featured speakers, the main topic categories of discussion were:

• Exponential Finance: How data and AI are transforming the financial industry.
• Finance That Is Secure and Compliant: New technology improving security and compliance.
• Platform Driven Finance: Platforms revolutionizing business-consumer relationships.
• Finance Anywhere, Anytime: Integrating finance into daily life.
• Blockchain Economy: The influence of blockchain technology extends beyond cryptocurrency.
• Next-Gen Payments and Money: Advances in quick and international payments.

Overall, there were roughly 80 speaker slots over the course of 2 days, so you can imagine just how much information was covered. But if we had to summarize, the list below solidifies the overarching industry trends:

• Crypto regulations & compliance: digital assets are increasingly scrutinized, and regulators and industry leaders debate the future of crypto laws and their impact on financial services.
• Web3 & decentralized finance (DeFi): The rise of decentralized applications and blockchain-driven innovations continued to be a hot topic.
• AI in fintech: The growing role of AI in fraud detection, risk assessment, and automated trading has attracted significant attention.
• Embedded finance & payments: The evolution of seamless payment solutions and banking-as-a-service (BaaS) models demonstrate how traditional and digital finance are starting to converge.

Event Highlights Straight from the Stage Panel

With discussions heavily focused on Web3, DeFi, and crypto regulation, Paybis was actively engaged in key conversations shaping the industry’s future.

Our Chief Revenue Officer, Uldis Teraudkalns, attended this event in Stockholm. As a seasoned finance and technology executive with over 10 years of leadership experience in management, business development, and governance, Uldis shared his insights with Ville Sointu, Simon Ousager, Daniel Sonesson, and Magnus Jones in a panel discussion titled “Stablecoins vs CBDCs: The Future of Digital Money in the EU.”

The main theme of these conversations was MiCA’s implementation in the EU, discussing how these regulations will influence and shape the future of digital money and its adoption. This session also explored the role of stablecoins and Central Bank Digital Currency (CBDC) potential in banking and cross-border settlements.

Panel experts discussed in length whether stablecoins’ flexibility and scalability can outpace CBDCs’ promise of trust and security or if these two approaches will coexist in a competitive and quickly evolving financial atmosphere.

As Uldis Teraudkalns put it himself: “The ongoing consolidation of the stablecoin market, driven by regulatory clarity under MiCA, is setting the stage for stronger players to dominate the space. Here, onramps play a critical role in facilitating crypto adoption for businesses.

It’s highly likely that with the rise of EU-licensed stablecoins, and Visa’s entry into open banking, there will be a significant shift in the global financial field. At the same time, AI is also gaining a strong foothold in fintech automation, enhancing operational efficiency, boosting compliance, and overall user experience of financial services”.

Wrapping Up

The goal of Stockholm Fintech Week extends beyond facilitating community collaboration and knowledge-sharing on all things fintech. The world of finance and global business is changing, and Paybis is determined to deliver innovative solutions to aid crypto’s adoption for businesses considering growth in terms of offered services and expansion to potentially unbanked regions.

Written by

Alanta Kaminskaite

Alanta is a tech content writer with over four years of experience and a deep passion for everything technology-related. She's worked in global IT companies and specializes in internet security, blockchain technologies, and AI advancements.