Transforming B2B Crypto Payments with Paybis Send & Dedicated IBANs
The massive shift towards the digital space necessitates a strong focus on reliable, fast, cost-effective, and globally accessible payment solutions. While traditional banking systems undoubtedly provide amazing benefits, processes can become slow, costly, and severely limited depending on geographic locations when it comes to cross-border transactions.
That’s where Paybis comes in. We’ve developed a set of tools to allow businesses to enter the global financial landscape and reach potentially unbanked regions, bypassing complex infrastructure with the limitless potential of crypto payouts.
Table of contents
- About Paybis
- Introducing Paybis Send & Dedicated IBANs
- Getting Started with Paybis Send in 5 Steps
- Dedicated IBANs for Paybis Send
- How Businesses Can Utilize Dedicated IBANs
- Why Businesses Should Choose Paybis Send and Dedicated IBANs
- How Do Dedicated IBANs Compare to Traditional Bank Accounts for B2B Settlements?
- Which Industries Get the Most Out of Paybis Send and Dedicated IBANs?
- Wrapping Up
About Paybis
Research shows that crypto adoption will only increase in the following years, and in the case of the US, Ownership rates of cryptocurrency in the U.S. are likely to accelerate this year, with 14% of non-owners planning to enter the crypto market in 2025. This is a significant trend, and it’s followed by other continents as well, particularly in unbanked regions.
Paybis is a major crypto exchange platform and crypto service provider that’s known for fast and secure transfers, a long list of payment methods, and low fees. Thanks to our industry-level expertise and global reach, we started working on B2B products to help all companies transition to cryptocurrencies more easily and smoothly.
With the introduction of Paybis Send, On/Off Ramp, Plug&Play Wallets, and OTC & Business Wallets, we want to offer businesses safe, reliable, and efficient tools for crypto adaptation success.
Our key focus is on compliance, security, and efficiency, which drives us to provide businesses with seamless crypto payout solutions, dedicated IBANs, and fiat-to-crypto conversion tools.
Introducing Paybis Send & Dedicated IBANs
According to NFT Evening’s research, In 2024, 12,834 merchants worldwide accepted cryptocurrency payments, consolidating a growth of 50% compared to just over a year ago in 2023. Of these businesses, 88% reported higher revenue after accepting crypto payments. Yet, crypto adoption remains a challenge to most due to a lack of facilitating technology.
Paybis Send is a powerful API-based user-friendly mass crypto payout solution with an intuitive interface that makes it easier for businesses to handle cryptocurrency payouts, and generate additional revenue by charging a transaction fee for every crypto payout request.
This solution is designed to make cryptocurrency payments seamless and secure for partners, employees, and service providers worldwide. Whether you’re operating in freelance platforms, payroll services, ad networks, or other industries, Paybis Send offers an efficient alternative to traditional fiat payments, removing complexity, reducing costs, and increasing transaction speed.
Advantages Over Traditional Fiat Payouts
- Speed & efficiency: Crypto transactions settle instantly, completely eliminating long processing times that often come with traditional bank transfers.
- Lower costs: Say goodbye to banking fees and intermediary charges by leveraging Paybis solutions for direct payments.
- Cross-border accessibility: Send funds to any part of the world, including unbanked or underbanked regions, where traditional payment methods are unavailable.
- Regulatory compliance: Paybis ensures that all transactions meet international compliance standards, reducing the burden on businesses.
- No banking infrastructure required: Skip the hassle of setting up crypto wallets, security protocols, and compliance measures because Paybis manages it all.
Getting Started with Paybis Send in 5 Steps
Paybis Send is designed to make cryptocurrency payouts simple, secure, and scalable for businesses. The service eliminates the need for companies to manage their own crypto infrastructure while ensuring compliance and efficiency. Here’s how the process works:
- Step 1. Pre-funding an account: Businesses deposit fiat into their Paybis Send account, which is instantly converted to stablecoins to preserve value and enable instant payouts without crypto market volatility.
- Step 2. Making payments: Once funded, businesses initiate payments via API, specifying the recipient’s wallet and payout amount, while Paybis Send handles conversion and transfer automatically.
- Step 3. Managing compliance & security: Paybis adheres to government regulatory requirements by managing all requirements, monitoring transactions, and preventing payouts to restricted or high-risk addresses.
- Step 4. Partner’s markup: Businesses can add a markup to transactions, earning a percentage on each payout while keeping pricing competitive for partners.
- Step 5. Fund withdrawals: Partners can withdraw profits on schedule or access fiat balances anytime, allowing flexible fund management for offramps or reinvestments.
Dedicated IBANs for Paybis Send
Paybis Send offers a vital solution for businesses looking to enhance their operations by providing an efficient and advanced solution for global instant mass crypto payments. And now, we’re introducing a massive upgrade to this product – dedicated IBANs.
Now, Paybis’ corporate users can enhance the efficiency and accessibility of their B2B crypto settlements with IBANs, a crucial feature simplifying fiat-to-crypto transactions for businesses, particularly for enterprises conducting activity in sectors like iGaming.
With a named IBAN, businesses will be able to accept fiat payments directly from B2B partners without needing to open a traditional bank account. These fiat currencies can then be easily converted into cryptocurrencies, all with a single integration for a smooth transition between fiat and digital assets.
Benefits of Named IBANs for Businesses & Partners
Businesses that integrate dedicated IBANs with Paybis Send gain a robust, compliant, and efficient solution for handling B2B payments, both for on-ramping fiat into cryptocurrencies or managing outgoing settlements. Key benefits include:
- Individual IBANs: Businesses can issue IBANs in their own company name or provide dedicated IBANs for B2B partners, allowing for more structured payment flows.
- Automatic fiat deposits: Incoming payments are automatically credited to the corresponding Paybis account, reducing manual processing.
- Flexible payment opportunities: Businesses can receive fiat deposits and send outgoing B2B fiat payments to their own IBANs or third-party accounts.
- Seamless fiat-to-crypto conversion: Convert fiat balances into cryptocurrency through manual transactions or API integration, offering full control over fund management.
- Compliant B2B transactions: Strict compliance with international AML (Anti-Money Laundering) and KYC (Know Your Customer) requirements coupled with a clear financial audit trail.
- Support for B2B businesses without bank accounts: Open a Paybis Business Account for their partners, allowing them to receive fiat payments directly. Enable partners to convert received fiat into crypto effortlessly, bridging the gap between traditional banking and digital assets.
- Part of the Banking Circle: Paybis’ dedicated IBANs are integrated with Banking Circle for seamless, secure, and global payment processing.
- Widespread accessibility: Paybis offers instant payouts to 180 countries for B2B transactions.
How Businesses Can Utilize Dedicated IBANs
Dedicated IBANs provide much-needed flexibility to manage fiat and crypto transactions. This enables smooth fund reception and outgoing payments.
Receiving Fiat Deposits & Converting to Crypto
Businesses that choose Paybis Send can open a dedicated IBAN account under their name or their partner’s name to receive B2B fiat currencies. Once the funds are deposited, they are then automatically credited to their Paybis account to access and manage easily.
Usability is one of the key factors describing Paybis Send, that’s why the solution coupling with dedicated IBANs allows businesses to seamlessly convert fiat into cryptocurrency manually or via API, without dealing with traditional banking delays.
Outgoing B2B Fiat Payments
The other major use case involves outgoing payments in fiat currencies. With Paybis Send and its’ added feature of dedicated IBANs, businesses can deposit funds in fiat payments directly. Additionally, to make the process and handling of funds that much more convenient, funds deposited into a Paybis account remain available for fiat transfers instead of being converted automatically.
For businesses who are looking for a fiat off-ramp solution, Paybis Send allows users to off-ramp their digital currencies into and send fiat payments from their own IBAN. In short, clients can sell crypto and receive EUR directly into their dedicated IBAN. Furthermore, funds can then be transferred to external IBANs, enabling seamless B2B fiat transactions.
Why Businesses Should Choose Paybis Send and Dedicated IBANs
Paybis Send & Dedicated IBANs offer businesses a unique blend of advanced tools that not only make it easy to adopt cryptocurrencies into their operations but also to send and receive funds in fiat to partners and customers.
- Instant transactions: Traditional bank transfers, especially cross-border payments, can take days to settle, delaying operations.
- Reduced fees compared to traditional banks: Handling international payments through traditional banking systems involves high transaction fees, currency conversion costs, and intermediary charges.
- No geographical barriers: Many industries struggle with banking restrictions, while unbanked and underbanked regions lack proper financial infrastructure.
- Simplified legal & financial risks: Understanding global crypto regulations can be complex and time-consuming. Paybis handles all compliance requirements, allowing businesses to focus on growth.
How Do Dedicated IBANs Compare to Traditional Bank Accounts for B2B Settlements?
Traditional bank accounts work fine for domestic transfers. Once you cross borders, fees climb, processing times stretch, and some regions become effectively unreachable. A dedicated IBAN from Paybis solves the core problems that slow down B2B settlements without requiring you to replace your existing banking setup.
Here is where the key differences show up:
| Feature | Traditional Bank Account | Dedicated IBAN (Paybis) |
|---|---|---|
| Settlement speed | 1–5 business days | Near-instant |
| Cross-border reach | Limited by correspondent banks | 180+ countries |
| Conversion flexibility | Fiat only | Fiat-to-crypto, crypto-to-fiat |
| Compliance management | Handled by the business | Handled by Paybis |
| Fee structure | Multiple intermediary fees | Transparent, fixed |
When a business receives fiat through a dedicated IBAN, those funds convert automatically to stablecoins. From there, the path splits depending on what the business needs. Payouts go out in crypto to partners or contractors. When you need to move back to fiat, the ability to sell Bitcoin and convert to traditional currency makes the off-ramp straightforward.
For businesses managing multiple incoming currencies, the option to swap BTC to ETH or convert between supported digital assets lets you optimize for network fees and payout speed depending on the transaction type.
Traditional accounts remain useful for domestic work. For global B2B settlements, a dedicated IBAN backed by crypto infrastructure delivers more flexibility and fewer bottlenecks.
Which Industries Get the Most Out of Paybis Send and Dedicated IBANs?
Paybis Send was built for volume. Any business handling high-frequency payouts to a distributed, international recipient base will find it worth exploring.
Freelance and Gig Platforms
Platforms paying thousands of contractors across dozens of countries every week hit a wall with traditional payroll rails. Crypto payouts reach workers in markets where bank transfers are slow, expensive, or flat-out unavailable. Settlement happens in near real time regardless of where the recipient is based.
iGaming and Betting Operators
Operators need to move winnings fast. Delays erode player trust. A dedicated IBAN means deposits arrive with clear attribution, and payouts go out in crypto without manual reconciliation. The compliance layer is handled by Paybis, which matters in a sector with strict regulatory requirements.
Ad Networks and Affiliate Programs
Global payment schedules to partners with variable earnings are expensive to manage through traditional banking. Crypto payout infrastructure cuts processing time and removes the layers of fees that eat into partner margins. Monthly pay cycles compress into near-daily settlement windows.
Crypto Exchanges and Fintech Companies
Businesses already operating in the digital asset space benefit the most from Paybis infrastructure. Companies that want to buy crypto for treasury management or integrate on-ramp functionality for their own users can use Paybis as the underlying infrastructure layer, without building compliance and custody infrastructure from scratch.
Before building this out, it helps to understand what on-ramps and off-ramps are and how they fit into a broader payment architecture. The guide on understanding on-ramps and off-ramps covers the mechanics in plain language.
Regardless of industry, the core requirement is consistent: a secure crypto wallet setup for handling incoming payments, which Paybis manages on the business’s behalf. If you’re still evaluating whether this infrastructure makes sense for your operations, the piece on why your business needs an on-ramp is a solid starting point.
Wrapping Up
At Paybis, innovation and problem-solving are our main driving forces for developing the necessary tools to ease businesses’ transition to crypto adoption in a highly digitalized commerce environment. The rapidly growing popularity of cryptos being not just an investment, but a payment alternative is driving adoption worldwide.
If you’re interested in learning more about Paybis’ capabilities and solutions for your business needs, our dedicated sales team is here to explore the potential benefits we could bring to you.
FAQ
What is a dedicated IBAN?
A dedicated IBAN allows businesses to send B2B fiat payments to both partners’ own named IBANs and third-party accounts as well.
What payment methods are available with Paybis Send?
Currently, Paybis’ dedicated IBANs support SWIFT, SEPA, SEPA Instant, and FasterPayments.
Can a business accept crypto payments?
Any business can freely integrate cryptocurrency payments into their day-to-day operations, however, there are laws associated with cryptocurrency use for commerce and individual purposes, so it’s strongly advised to review any laws and policies on crypto use in specific countries.
What is a dedicated IBAN and how does it work for businesses?
A dedicated IBAN is a unique international bank account number assigned specifically to your business, used to receive fiat payments directly from clients, banks, or payment processors. Unlike shared accounts, where multiple businesses route through the same number, a dedicated IBAN is registered in your company’s name, which makes reconciliation faster and payment attribution cleaner. When funds arrive, Paybis converts them to stablecoins automatically, removing exposure to crypto price swings during the settlement process. This setup means businesses can accept traditional wire transfers while benefiting from crypto payment rails on the backend. No custom banking infrastructure is required on your end.
Can Paybis Send handle payouts to recipients across multiple countries at once?
Yes. Paybis Send is designed specifically for mass payout scenarios involving recipients in multiple countries. The API-based infrastructure lets businesses initiate bulk payments specifying each recipient’s wallet address and payout amount, and Paybis handles routing, conversion, and compliance monitoring for each transaction individually. Recipients across 180+ countries can receive funds in their preferred cryptocurrency, which they can convert to local fiat independently. This removes the complexity of managing currency-specific accounts and correspondent banking relationships for each market. For businesses running global payroll or affiliate programs, this compresses what typically takes days into near-instant settlement.
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