Auto Ramp: How PSPs Add Crypto Settlement With Zero Integration
- Auto Ramp automatically turns incoming fiat into crypto and sends it to a chosen wallet.
- Money arrives in a dedicated virtual IBAN, converts on its own, and routes to the wallet, with zero integration for the provider.
- Building crypto settlement yourself means connecting exchanges, handling conversion and rates, managing wallets, and maintaining it all.
- Auto Ramp moves that whole pipeline onto Paybis, triggered by the incoming deposit rather than an API call per transaction.
- It fits payment providers and acquirers that want to offer crypto settlement without building the machinery.
- The money handled is settlement flow, not balances held on behalf of a provider’s own customers.
- It works with a single operational balance and mass payouts under one setup.
- 100+ cryptocurrencies, 24/7 support, and a personal account manager, through one integration where you need it.
A payment provider that wants to settle merchants in crypto usually faces a build: connect exchanges, handle conversion, manage wallets, and keep it all running. Auto Ramp skips that. Incoming fiat lands in a dedicated account, converts to crypto on its own, and goes to a chosen wallet, with no integration work for the provider. This guide explains how it works and where it fits.
What is Auto Ramp?
Auto Ramp is a settlement flow that automatically turns incoming fiat into crypto and sends it to a wallet. Money arrives in a dedicated virtual IBAN, Auto Ramp converts it, and the crypto is routed to the wallet you chose. For a payment provider, it adds crypto settlement with zero integration.
A virtual IBAN is a dedicated bank account number for receiving funds. Fiat sent to it triggers the conversion automatically, so there is no API to call and no manual step per transaction.
Why is adding crypto settlement usually hard?
Because doing it yourself means building and running several moving parts, each of which can break. For a PSP or acquirer, that is real engineering and operational load.
- Exchange connections. You connect to exchanges or liquidity sources to convert fiat to crypto, and keep those connections working.
- Conversion and rates. You handle the conversion at a fair rate and manage the price movement in between.
- Wallet management. You hold and route the crypto safely to the right destination.
- Ongoing upkeep. Chains, rates, and rails all change, and someone has to keep the pipeline running.
How does Auto Ramp work with zero integration?
By moving the whole conversion pipeline onto Paybis, triggered by the incoming fiat itself. The provider does not build or call anything per transaction.
- Fiat arrives. A payment lands in a dedicated virtual IBAN.
- It converts automatically. Auto Ramp turns the incoming fiat into the chosen crypto, with the conversion handled on the Paybis side.
- It routes to a wallet. The crypto is sent to the wallet you set.
- Nothing to build. Because the flow is triggered by the deposit, a PSP or acquirer adds crypto settlement without an integration project.
Building crypto settlement yourself against Auto Ramp
The difference is how much you build and run against how much arrives already handled.
| What it takes | Build it yourself | Auto Ramp |
|---|---|---|
| Integration work | Connect exchanges, wallets, and conversion | Zero integration for the provider |
| Per-transaction step | Trigger and manage each conversion | Triggered by the incoming deposit |
| Conversion and rates | Your systems and liquidity | Handled on the Paybis side |
| Wallet routing | You hold and route the crypto | Routed to your chosen wallet |
| Upkeep | Your team maintains the pipeline | Maintained by Paybis |
Who is Auto Ramp for?
Payment providers and acquirers that want to offer crypto settlement without building the machinery. A PSP can let merchants receive settlement in crypto, funded by ordinary incoming fiat, without standing up an exchange and wallet operation. The money handled is settlement flow, not balances held on behalf of a provider’s own customers.
How Paybis provides Auto Ramp
Auto Ramp is live, and it sits alongside the rest of the Paybis settlement and treasury tools. Incoming fiat auto-converts to crypto and routes to a wallet, with the conversion, liquidity, and upkeep on the Paybis side.
- Zero integration. A PSP or acquirer adds crypto settlement without an integration project.
- Auto convert and route. Fiat in a dedicated virtual IBAN converts and goes to your chosen wallet.
- Part of one platform. It works alongside a single operational balance and mass payouts under one setup.
- Wide reach and support. 100+ cryptocurrencies, 24/7 support, and a personal account manager, through one integration where you need it.
Bottom line
Adding crypto settlement usually means building an exchange, conversion, and wallet pipeline and running it for good. Auto Ramp removes that. Fiat lands in a dedicated account, converts to crypto on its own, and routes to a chosen wallet, so a PSP or acquirer offers crypto settlement with zero integration and no pipeline to maintain. It sits alongside the wider Paybis settlement and treasury tools, on one platform.
Disclaimer: Don’t invest unless you’re prepared to lose all the money you invest. This is a high‑risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at: https://go.payb.is/FCA-Info
