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Buy Bitcoin with Credit Card or Debit Card

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How to Buy Bitcoin with Credit Card or Debit Card

How does it work

Buy Bitcoin with a Credit Card or Debit Card

Bitcoin (BTC) is a cryptoasset whose value can rise or fall significantly. Eligible customers can buy Bitcoin using supported credit or debit cards through Paybis, subject to verification, payment processing and blockchain confirmation.
Follow these steps:
  • Enter the amount of Bitcoin you want to buy or how much local currency to spend.
  • Provide a compatible Bitcoin wallet address or select the Paybis custodial wallet, subject to the applicable wallet terms and risks.
  • Complete payment. After approval, Bitcoin is transferred to your selected wallet, subject to bank processing and blockchain confirmation.
  • UK customers must also complete additional mandatory steps, including a 24-hour cooling-off period, before they are able to engage with Paybis's services.
That is how you can buy Bitcoin with a credit card. Applicable Paybis fees are shown before confirmation (see fee details above).

Where Can I Buy Bitcoin?

Paybis makes Bitcoin purchases available in many supported countries using supported fiat currencies. Availability varies by jurisdiction and payment method.
Paybis provides a guided process for buying and selling Bitcoin and supports several payment methods. Verification and transaction times vary, and transactions are subject to identity checks, payment processing, service availability and blockchain confirmation. Paybis focuses on providing a guided platform experience and clear pricing information; applicable Paybis fees are displayed before confirmation (see fee details above). Independent customer reviews are available on Trustpilot.
 

How Do I Buy Bitcoin with a Credit Card?

Buying Bitcoin with a credit card requires account creation, identity verification and other applicable checks.
On Paybis, eligible customers can buy Bitcoin with a supported credit card through the platform, subject to verification, payment approval and blockchain confirmation.
Create an account, enter the amount of Bitcoin you want to buy, provide or select a compatible wallet, complete the required checks and confirm the transaction. UK customers must also complete additional mandatory steps, including a 24-hour cooling-off period, before making their first transaction. See "Identity Verification Required" above.
 

What Is Required to Buy Bitcoin with a Credit Card at Paybis?

To buy Bitcoin on Paybis, you must meet the applicable eligibility and onboarding requirements. Additional checks and restrictions may apply.
  • Be at least 18 years old
  • Reside in a jurisdiction where the service and selected payment method are available
  • Accept our Terms of Service
  • Complete required identity verification and any other applicable eligibility checks
If you do not have a Bitcoin wallet, you may select the Paybis custodial wallet or use your own compatible wallet. Custodial and non-custodial wallets have different risks and responsibilities, which you should consider before choosing.
 

What Should I Consider When Buying Bitcoin Online?

Buying Bitcoin involves significant risks, including volatility and the possibility of losing all the money invested. When choosing an online platform, review its platform security measures, terms, fees and customer feedback. Independent customer reviews of Paybis are available on Trustpilot (see separate Trustpilot link).
Paybis uses measures such as TLS encryption to help protect personal information transmitted through the platform. These measures relate to platform and data security and do not make Bitcoin or any cryptoasset investment safe.
The Paybis custodial wallet can be accessed through a supported device and internet connection, subject to account access, service availability and the applicable Terms of Service. Custodial wallets involve risks, including reliance on the provider and potential loss of access.

How to Choose a Bitcoin Wallet?

When you buy Bitcoin with Paybis, you can choose to use either your own wallet or the Paybis wallet.
Using your own non-custodial wallet can give you direct control over your Bitcoin, but you are responsible for protecting the wallet, private keys and seed phrase. Loss, theft, phishing or disclosure of these credentials may result in permanent loss of access to your cryptoassets.
The Paybis wallet is a custodial wallet that lets you hold and use supported cryptoassets through your Paybis account. Custodial wallets involve risks, including reliance on the provider, service availability and possible loss of access. Review the applicable terms and fee details above before use.

Should I Purchase Bitcoin as an Investment?

Investing in Bitcoin depends on your individual risk tolerance.
There are a few things to consider before you buy crypto with a credit card and make any investment decisions. It's crucial to investigate the potential risks and rewards, taking into account the market's volatility and long-term viability.
Bitcoin may not be appropriate for everyone. Carefully consider your circumstances, conduct your own research and be prepared to lose all the money invested. Consider consulting an independent financial adviser if you are unsure, as Paybis does not provide investment advice.

Alternative Payment Methods to Buy Bitcoin

You can buy Bitcoin using a supported debit or credit card. Depending on availability, other payment methods may include Skrill, Neteller, bank transfer or Apple Pay.
Paybis may add, remove or change supported payment options over time.
There is no single payment method that is suitable for everyone. Choose an available method based on your circumstances, applicable fees and processing times.

How to Get Bitcoin for Free?

A lot of beginners wonder how to get Bitcoin for free or how to buy Bitcoin for less.
Reality is, there are no legitimate ways to get Bitcoin for free. There are ways to earn Bitcoin (for example, through mining or trading), however these are more complex methods and require dedicated time, knowledge and an initial investment.
If you choose to buy BTC with a credit card, you may use a platform such as Paybis. Independent customer reviews are available on Trustpilot (see separate Trustpilot link). Bitcoin purchased through Paybis can be transferred to a compatible wallet or held in the Paybis custodial wallet, subject to the applicable terms and risks.

How to Buy Bitcoin If I Am a Beginner?

Paybis provides a guided process for both new and experienced users to buy Bitcoin, with each step explained through the platform.
You need an eligible payment method and a compatible wallet or the Paybis custodial wallet, and you must meet the applicable eligibility and verification requirements.
Log in to Paybis, enter the amount, select a payment method and wallet, complete the required checks and confirm the transaction. UK customers must also complete additional mandatory steps, including a 24-hour cooling-off period, before making their first transaction. See "Identity Verification Required" above.

How to Buy Bitcoin with a Debit Card?

The information and checks required depend on your location, payment method, transaction amount and applicable regulatory requirements.
To buy Bitcoin with a debit card, create an account, provide the required information, complete identity verification and any additional checks, and confirm payment. UK customers must also complete additional mandatory steps, including a 24-hour cooling-off period, before making their first transaction. See "Identity Verification Required" above. Verification and transaction times vary.
You can receive BTC in your own compatible wallet or use the Paybis custodial wallet, subject to the applicable terms and risks. See the fees page (linked above) for information about applicable charges.

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