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Buy Stellar Lumens with Credit Card or Debit Card

USD

How to Buy Stellar Lumens with Credit Card or Debit Card

How does it work

Buy XLM at Paybis: Here Is How

Let us outline how to purchase Stellar Lumens at Paybis:

  • Create an account & get verified.
  • Choose the payment method you want to buy XLM with.
  • Enter your wallet address.
  • Complete the payment.


UK customers must also complete additional mandatory steps, including a 24-hour cooling-off period, before they are able to engage with Paybis's services.

Why Buy Stellar Lumens with Credit Card?

Paybis allows its customers to buy Stellar Lumens in several different ways. Many of our customers choose to buy Stellar Lumens with a credit card or debit card. Here is why:
  • Processing: Once verified, your card payment is processed through our platform. Actual processing time may vary depending on individual circumstances, bank processing, and blockchain confirmation times.
  • Card payments: Credit and debit cards are a widely used payment method with established consumer protection features. Note that card security relates to the payment method only and does not affect the risks associated with the underlying cryptocurrency.
  • Convenience: Chances are you always have your wallet nearby, so why not buy Stellar Lumens with a credit card of yours?
Don't want to buy Stellar Lumens with a card? No worries, swipe right to discover other methods available.
 

What Are the Available Ways to Purchase XLM?

While many customers use a credit or debit card to buy Stellar Lumens, some people are looking for alternatives. If you are one of them, keep reading.
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Depending on your country, there could be more than one payment method available to you. Here are some examples:
  • Skrill and Neteller, e-money services that are an alternative to buying Stellar Lumens with a card.
  • Bank Transfer, may take a couple of days depending on your bank. Fees may differ compared to card payments.

How Long Does It Take to Buy Stellar Lumens?

After you buy Stellar Lumens with a debit or credit card, the processing time will vary depending on blockchain confirmation and bank processing times. Actual times may differ from any examples given.
To simplify future purchases, you can save your card for subsequent transactions. After your first verified purchase, subsequent card payments will only require your CVV. Please note that first-time users, including UK customers subject to the mandatory 24-hour cooling-off period, must complete all required steps before their first transaction.
 

Why Use Paybis to Buy Stellar Lumens

With dozens of exchanges out there offering you the option to buy Stellar Lumens, Paybis can be considered one alternative. Here are 3 things valued by our customers (see Trustpilot reviews):
  • Transparent fee structure: All fees are displayed before you confirm a transaction. See our fees page above for full details.
  • Customer reviews: Our customers share their experiences on Trustpilot.
  • Live customer support: In case you run into any issues, there is always someone to help you via email or chat.
These are service features only. Buying and holding Stellar Lumens involves risk, including the risk of loss, and these features do not reduce that risk.
 

Which XLM Wallet Should I Use?

Here at Paybis, we give you the freedom of choice. Should you decide to buy XLM, you can choose to send it to an external wallet of yours, or you can store it in your Paybis Wallet.
Regardless of your choice, to buy Stellar Lumens with a debit card or credit card, you will require an XLM wallet. We highly recommend conducting your own research and storing your Stellar Lumens in the wallet you trust the most.
 

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