The 2-Minute Way to Explore 15+ Cryptocurrencies on Paybis (Beyond Litecoin)

Key Takeaways

Paybis supports 80+ cryptocurrencies beyond Litecoin, including Bitcoin, Ethereum, stablecoins like USDT and USDC, and DeFi tokens like Chainlink and Polygon. The buying process is identical for every coin: 2-minute verification via photo ID and selfie, instant card payment (first purchase = $0 Paybis fee), and transparent fees shown before you click buy. All assets arrive in your secure Paybis wallet within 15 minutes or can be sent to your external wallet immediately. Registered with FinCEN, we operate in 180+ countries with 24/7 support in 9 languages.

You came here looking for Litecoin. Smart choice, it’s fast, reliable, and perfect for everyday transactions. But here’s what most people don’t realize: Paybis supports 85+ cryptocurrencies, and buying any of them takes the same 10 minutes it takes to buy LTC.

The same credit card you’d use for Litecoin works for Bitcoin, Ethereum, stablecoins, or any other asset on the platform with identical verification, process, and fee transparency.

This guide shows you the full range of assets available, explains what each category does in plain English, and walks through the exact 4-step process that works for all of them.

Why Look Beyond Litecoin?

Litecoin delivers fast transaction speeds and lower fees, making it ideal for everyday payments and microtransactions. But the crypto ecosystem offers specialized tools for different jobs.

Stablecoins protect you from volatility. When Bitcoin drops 8% overnight and you want to preserve your value without cashing out to fiat, stablecoins like USDT maintain a $1 peg for instant value protection.

We give you access to all of these categories using the same simple process. No need to create accounts on multiple platforms. No learning curve between assets.

“I appreciate Paybis for its ability to facilitate instant cryptocurrency purchases using my card, which significantly enhances the efficiency of my transactions.” – Verified user review of Paybis

Top Cryptocurrencies You Can Buy Instantly on Paybis

Paybis supports 85+ cryptocurrencies across major coins, stablecoins, and DeFi tokens. We added 11 new assets in 2024, including Ethereum Classic, Arbitrum, Optimism, and PEPE. Here’s how they break down into understandable categories.

Major Coins: Bitcoin, Ethereum, and More

These are the established cryptocurrencies with the largest market caps and longest track records.

• Bitcoin (BTC): Bitcoin allows peer-to-peer transactions without intermediaries, functioning as digital gold with its 21 million coin limit.
• Ethereum (ETH): Ethereum introduced smart contracts—self-executing code with terms written directly into the blockchain. This powers decentralized applications (dApps) that run without central control, from lending platforms to digital art marketplaces.
• Litecoin (LTC): Litecoin delivers faster transaction speeds and lower fees than Bitcoin, making it ideal for everyday purchases and small transactions.
• Ripple (XRP): XRP facilitates cross-border payments, processing transactions at 1,500 per second with settlement times under 5 seconds.
• Solana (SOL): Solana processes thousands of transactions per second with low transaction fees, making it popular for DeFi applications, NFTs, and microtransactions that need speed without expensive processing costs (called “gas fees” on Ethereum).

“What stands out to me most about Paybis is the remarkable speed and smoothness of the crypto-buying process. When I purchase with my card, the transaction is completed in just moments.” – Verified user review of Paybis

Use our calculator to figure out your transaction cost and buy/sell crypto in less than 15 minutes vs days on other exchanges.

Stablecoins: USDT, USDC, and DAI

Stablecoins solve the volatility problem by maintaining a stable $1 value backed by reserves.

Tether (USDT) and USD Coin (USDC): Both maintain a peg to the U.S. dollar, with each token backed by equivalent reserves in U.S. dollars or other assets. USDC offers transparent, regularly audited reserve backing by major accounting firms. When you want to exit Bitcoin during a price drop without cashing out to your bank, stablecoins let you preserve value instantly. We also support USDT and USDC on the Polygon network for faster, cheaper transactions.

DAI: The MakerDAO protocol creates DAI, maintaining a $1 USD peg, but unlike USDT or USDC, it’s decentralized and backed by other cryptocurrencies like Ethereum.

DeFi Tokens: Chainlink, Polygon, and Others

These tokens power specific applications in the decentralized finance ecosystem.

• Chainlink (LINK): Chainlink provides decentralized applications with access to reliable real-world data. Smart contracts need information that exists outside the blockchain like weather data, stock prices, or sports scores.
• Polygon (MATIC): Polygon scales Ethereum using Layer 2 sidechains, enabling faster and cheaper transactions. Its native token MATIC powers the network, allowing users to interact with Ethereum applications at a fraction of the cost and speed.
• Arbitrum (ARB) and Optimism (OP): Both reduce Ethereum transaction fees through Layer 2 scaling. If you’re exploring DeFi applications on Ethereum, these tokens let you participate at lower cost.

“Paybis is incredibly user-friendly, even for beginners. The interface is clean, the process is straightforward, and transactions are completed quickly. I especially appreciate the transparent fee structure—no hidden costs or surprises.” – Verified user review of Paybis

How to Buy Litecoin (and Other Crypto) in 4 Steps

The process is identical whether you’re buying Litecoin, Bitcoin, or any other supported asset. The first transaction takes about 10 minutes on average including verification, however your next purchase with the same card takes around 30 seconds.

1. Select Your Crypto and Amount

Visit Paybis or open the app. In the calculator, select your payment method in the ‘You Spend’ section and choose your cryptocurrency in the ‘You Receive’ section. Enter the amount you want to purchase.

The calculator shows the exact cost before you continue: Service Fee + Network Fee = Total cost. No surprises at checkout.

2. Verify Your Identity (2 minutes)

Upload a photo of your government ID (passport, driver’s license, or national ID) and complete a liveness check by following the on-screen prompts to verify it’s really you.

We don’t accept screenshots or edited photos. All four corners should be visible and all text readable for automatic approval. If all required information and documentation is provided correctly, verification typically completes within 5-15 minutes.

3. Enter Payment Details

Choose your payment method. For credit/debit cards, enter your card details and complete the 3DS security check (you may receive a text code or app notification from your bank). Your price is locked for 15 minutes during checkout.

We added 20 new payment methods in 2024, including PayPal, SWIFT, and Revolut. You can also use Apple Pay, Google Pay, bank transfers, or e-wallets like Skrill and Neteller.

4. Receive Your Crypto

Your cryptocurrency transfers to your specified wallet. If you selected the Paybis custodial wallet, the transfer is instant. If you sent to an external wallet, transactions typically complete within 15 minutes.

“I like how easy it is to buy crypto with my card and send it directly to my wallet. The interface is clear, transactions are fast, and support has been helpful whenever I had questions.” – Verified user review of Paybis

Watch the full process in this step-by-step video guide from Paybis.

Understanding the Paybis Wallet: Custodial vs. External

When you buy crypto on Paybis, you decide where to store it: in the Paybis custodial wallet (we manage security) or your own external wallet (you control the private keys). Understanding the difference helps you pick the right option.

What is a custodial wallet?

A custodial crypto wallet is one where we store your private key on our servers. This means you trust us to keep your digital assets safe while we manage the security.

Think of it like a bank account: we handle the backend security (cold storage, encryption, backups) while you access your funds easily through email login. You access your assets through email, no private keys or seed phrases to manage.

Custodial wallet benefits:

• Easy recovery: Forgot your password? Reset it through email. No risk of permanent loss like with a seed phrase.
• Beginner-friendly: Setup takes seconds. No technical knowledge required.
• Provider security: We use Multi-Party Computation (MPC) technology, distributing the private key among multiple parties. Even if one party is compromised, attackers cannot reconstruct the full private key.
• Cold storage protection: We store the majority of user funds in cold storage facilities secured with MPC technology.

External wallet benefits:

• Full control: You hold the private keys. No intermediary can freeze your account or restrict transactions.
• Higher privacy: Many external wallets require no personal data.
• Self-custody: Aligns with the core crypto principle of decentralization.

Our wallet supports over 80 coins and networks, and you can always send your crypto to another wallet with no restrictions or withdrawal fees apart from standard blockchain network fees.

“This platform should be advertised more so it’s easier for us older people to use. I find your way of sending crypto so very easy. It’s not 50 different steps like other Coinbase platforms.” – Verified user review of Paybis

For beginners, the custodial wallet removes the risk of losing a seed phrase while still allowing you to withdraw to external wallets anytime. Learn more about wallet security in this Paybis safety review video.

Fee Structure: What You Pay to Buy Litecoin

We show a detailed breakdown of fees before you confirm your transaction. Here’s exactly what you pay when buying Litecoin or any other cryptocurrency.

Fee Breakdown by Payment Method

Payment Method	Service	Processing
Credit/Debit Card (First Purchase)	0%	4.5% (over $50 USD/EUR/GBP/JPY)
Credit/Debit Card (Subsequent)	2.49%	4.5% (over $50) or $2-3 flat (under $50)
Bank Transfer (SEPA)	0.99%	0.05% or minimum €2
Skrill/Neteller	2.49%	Varies by currency/amount (e.g., 4% for €0-99)

We typically impose a $2 USD minimum Service Fee to cover operational costs. For smaller transactions, this minimum may constitute a higher percentage.

Network fees explained:

Miners charge the Network Fee to confirm transactions on the blockchain. This fee varies depending on market demand for the specific cryptocurrency and applies per transaction, regardless of amount. We pass this cost through, we don’t profit from network fees.

Example: Buying $500 of Litecoin with a credit card

First purchase:

• You spend: $500.00
• Service Fee: $0.00 (first purchase promo)
• Processing Fee (4.5%): $22.50
• Network Fee: ~$3.00
• Total: $525.50

Subsequent purchases:

• Service Fee (2.49%): $12.45
• Processing Fee (4.5%): $22.50
• Network Fee: ~$3.00
• Total: $537.95

Different payment methods have different associated costs. For instance, bank transfer payments are generally less expensive to process compared to cards, but they take 1-3 business days unless you use Instant SEPA, which completes in less than a minute.

Ready to explore beyond Litecoin? Create a Paybis account, verification takes 2 minutes, and we charge zero service fees on your first card purchase. Whether you want Bitcoin, stablecoins, or DeFi tokens, the process is identical and transparent. Check out our complete video walkthrough or contact our 24/7 support team in 9 languages.

Key Terminology

Custodial Wallet: A cryptocurrency wallet where we store your private keys and manage security for you. You access funds through email login rather than managing a seed phrase.

Network Fee: The cost miners charge to confirm your transaction on the blockchain. Varies based on network congestion and cryptocurrency type. We pass this through without markup.

Service Fee: Our commission for facilitating the transaction, covering payment processing costs, infrastructure, and regulatory compliance. First credit card purchase = 0%, subsequent purchases = 2.49%.

Stablecoin: A cryptocurrency designed to maintain a stable value (usually $1) by being backed by reserves like U.S. dollars or other assets. Examples include USDT, USDC, and DAI.

Smart Contract: Self-executing code on a blockchain that runs automatically when predetermined conditions are met. Ethereum introduced this concept, enabling decentralized applications without intermediaries.

DeFi (Decentralized Finance): Financial applications built on blockchain technology that operate without traditional intermediaries like banks. Examples include lending platforms, decentralized exchanges, and yield farming protocols.