Buy Stellar Lumens with Credit Card or Debit Card


Licenses and Eligibility

Global coverage of 180+ countries and unprecedented 48 US states
Buy & sell cryptocurrencies no matter where you are
FinCEN Department of the Treasury, United States of America
Money Service Business Registration: 31000166366948

Our Features

Highest buying limits

Conduct XLM purchases up to $20,000 or $50,000 monthly

Direct XLM payout

Receive Stellar Lumens without waiting times

No unexpected fees

Fees are already priced into your order before you begin a transaction

180+ supported countries

We accept payments from nearly all countries and states

Fast data processing

Verify your identity within 5 minutes

In-house customer support

Our support team stands ready to help you out 24/7

Choose one of our packages

More profitable than the usual exchange

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How to Buy Stellar Lumens

Making a Transaction

Greetings from Paybis, the easiest way to acquire and exchange cryptos and digital currencies. Follow the steps below to buy Stellar Lumens online:

  • 1st Step: Download an XLM wallet - We recommend Solar.
  • 2nd Step: Go to the top of this page and start a new transaction.
  • 3rd Step: Provide your wallet address and verify your ID.
  • 4th Step: Complete the payment to receive your coins.

By following these simple steps, you will own XLM in minutes!

What is Stellar?

Stellar is a payment network created by, among others, ex-Ripple executive Jed McCaleb. As one of the most popular cryptocurrencies, it improves upon:

  • Decentralization - No third parties can control your funds or alter the XLM price.
  • Transaction speed - Transactions take just a few seconds to execute.
  • Low-cost transactions - Transfering Stellar Lumens is almost free of charge.
Those are the advantages of Stellar and its token, XLM. Next, let’s see what you need, to invest in Stellar.

Buying XLM Online

In the past, investors had tofirst get ahold of some Bitcoin, which they would then exchange for XLM. However, it is now possible to buy your favorite altcoins directly. For example, you can buy XLM with credit card or debit card.

While there are many different payment options, bank cards are still the preferred option for most of our daily purchases. This is the reason why many investors buy Stellar Lumens with credit card or debit card.

Choosing an XLM Wallet

Before you make a purchase, you need to create a wallet to store your XLM. There are several options from which you can choose:

  • Desktop wallets - Simple and secure. We recommend Solar.
  • Hardware wallets - Top security for your funds. We suggest Ledger.
  • Online wallets - Easy and convenient for beginners.
  • Paper wallets - Free to create and secure.
In the next slide, we show you our favorite choice and the steps to create a wallet.

Create a Stellar Lumens Wallet

If this is the first time you buy Stellar Lumens, opt for a mobile wallet. This is the easiest option for beginners:

  • 1st Step: Download Solar wallet for Desktop, iOS, Windows, or macOS.
  • 2nd Step: Create a new account, write down your seed phrase and select a pin code.
  • 3rd Step: Click on XLM, select “Receive” and you will see your public address.
Now that you know your public address, you need to find out where to buy XLM.

Where to Buy Stellar Lumens Online

There aren’t many platforms where it is easy to buy XLM with debit card or credit card. However, Paybis offer just that, and more:

  • Minimalistic interface that encourages easy transactions.
  • High credit card payment limits and fast ID verification.
  • Customer support team with a 24/7 availability through email or chat.
  • More than 6000 positive reviews on Trustpilot.
So, are you still wondering how to buy XLM? Simply scroll up and use Paybis!

Why people trust Paybis

  • No hidden fees
  • Verification in less than 5 minutes
  • Compliant with EU and USA regulations
  • 24/7/365 live customer support
  • 40-person team with expertise and experience
  • More than $170,000,000 in annual transactions
  • Instant cryptocurrency payouts
  • Lowest fees on the market
  • Excellent option for beginners and pros
  • Serving 180+ countries
  • muy bueno la transaccion perfecta

  • Thanks, the PayBis team, for the brilliant and uber-fast work. 5/5

  • Rapido y fácil no se presentó dificultades

  • best ever! I have used this site a few times and I am happy with the service.

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Buy or Sell Cryptocurrency in Just a Few Minutes!

The best way to exchange crypto and e-money around the world.

A step-by-step guide to buying Cryptocurrency on Paybis

  1. Here is the process you need to follow to buy Stellar Lumens with credit card or debit card:

    • Head back to the top of the page and enter the amount you want to exchange in the box on the left
    • Then click on “Start Transaction”.
  2. If this is the first time you are using your credit or debit card to conduct a transaction, get ready to pass ID verification:

    • Provide your name and surname, as well as your date of birth, then click  “Continue”.
    • Enter your country/state of residence and residential address. Click “Continue” again.
    • Upload a copy or scan of your ID in high quality with all corners visible, then click on “Submit”.
    • Please wait for a few minutes as our team goes through the information you provided.
  3. Less than 5 minutes later, Paybis will let you know whether the verification was successful, allowing you to continue with your purchase.

    • Upon successful ID verification, you will need to type in your Stellar (XLM) wallet address and click on “Continue”.
    • If your verification is rejected, you will need to improve or adjust the provided information, as indicated by our system.
  4. After providing your XLM wallet, you will proceed to the payment page. At this point:

    • Enter your personal information once again.
    • Confirm your phone number through SMS verification.
    • Confirm your email address through email verification.
    • Enter the number on your card (16 digits), as well as its expiration date and security code (CVV).
    • Click “Pay Now” to finalize the payment.
  5. Once Paybis receives your payment, you will successfully acquire Stellar Lumens coins. From start to finish, this transaction should take 5-15 minutes to complete.

    • If the transaction takes longer, your payment might require a manual review. If this happens, you will be informed by email.
    • If any questions or concerns remain unanswered, feel free to contact our support team for more information.

Buy or Sell Cryptocurrency in Just a Few Minutes!

The best way to exchange crypto and e-money around the world.