Buy Bitcoin with ACH Transfer

Buying BTC with an ACH bank transfer on Paybis is straightforward. Here is the full process.

1. Enter the amount. At the top of this page, type how much you want to spend or how much Bitcoin you want to receive. The live exchange rate updates automatically.
2. Select ACH as your payment method. This links your US bank account directly to the transaction.
3. Sign in or register. New users can create a Paybis account in under two minutes. Purchases up to $1,000 are available without identity documents.
4. Complete the ACH transfer. Follow the instructions at checkout to authorise the payment from your bank account.
5. Receive your BTC. Once the transfer is confirmed, Paybis sends your Bitcoin to your wallet or any external address you provide.

ACH stands for Automated Clearing House. It is an electronic payment network used across the United States that allows money to move directly between bank accounts without a card or wire transfer.

ACH payments are widely trusted, easy to set up, and typically carry lower fees than other payment methods. For US users looking to buy Bitcoin with a bank account, ACH is a practical and cost-effective option. Paybis passes those lower processing costs on to users, making it one of the more affordable ways to buy BTC in the United States.

A Bitcoin wallet stores your BTC and gives you an address to receive it. Before completing your ACH transfer on Paybis, you have two options.

You can use an external wallet where you control your own private keys. Simply paste the wallet address at checkout, and your BTC is sent there once the transfer settles. Alternatively, Paybis creates a free built-in wallet automatically during the transaction. The Paybis wallet supports BTC and hundreds of other cryptocurrencies and requires no separate setup.

Paybis has been operating since 2014 and has processed over $5.5 billion in volume for more than 6.9 million users. Here is why US customers choose it for ACH purchases.

Low fees with all costs shown upfront before you confirm. No hidden charges. The first buy on Paybis comes with no Paybis fee. Flexible limits from $5 to $20,000. Identity verification completes in under two minutes when required. 24/7 live support is available at any point. Paybis is registered with FinCEN (US), FINTRAC (Canada), and holds a VASP registration in Poland.

Paybis uses TLS encryption across all transactions, which is the industry standard for secure data transfer. The platform is PCI-DSS certified, meaning your banking information is never stored or shared with third parties.

Paybis is registered as a Money Service Business with FinCEN in the United States and holds equivalent registrations in Canada and the EU. For US users buying Bitcoin with a bank account via ACH, Paybis meets the compliance standards required to operate in the American market.