The wrong payment method can cost you $139 on a $5k trade. Learn more & Get 50% OFF with code NETMORE50.
We tested 20+ platforms to find out what crypto really costs
Buying crypto looks simple. You pick a coin, choose how to pay, and confirm. What is harder to see is how much of your money actually becomes crypto, because that changes with the platform you use and the payment method you pick, often by more than people expect.
So we measured it. Paybis compared net received, the amount of crypto that actually lands in your wallet after every fee and spread, across more than 20 platforms, at three transaction sizes, using every major payment method. Here is what the data showed.
139 USDC left behind. On a $5,000 USDC purchase, paying by card instead of SEPA cost around 139 USDC. Same asset, same platform, the only difference was the payment rail. The method you choose can cost you more than the platform you choose.
Only 1 platform in 22 showed the full price upfront. Of all the platforms we audited, just one displayed the complete cost before checkout. The rest revealed it only after card details were entered, which is a strange moment to find out what you are really paying.
13.1% more BTC than UTORG at $5,000. Net received on Paybis ran ahead across every size we tested, by 10.7% at $100, 13.2% at $1,000, and 13.1% at $5,000. The gap held as the amounts grew rather than shrinking.
100% win rate on US bank transfers. Across every ACH transfer we tested, Paybis delivered more crypto than each platform we compared against. Not most of them, all of them, in this dataset.
95% win rate selling into euros over SEPA. For selling crypto for euros, SEPA was the strongest rail we measured. On one 0.05 BTC sell, it returned €449.88 more than the next option.
Most people want the numbers before they buy. In our survey, 84.9% said they prefer to see fees broken down, and 88.9% wanted the exact amounts in their own currency. We built the Paybis quote around both, with the fee and spread shown before you commit.
None of this is surprising once it is laid out, which is rather the point. When the full price is visible before you buy, you can choose the cheaper path on purpose instead of discovering it afterward.
This week, those numbers come down a little further. For the next 2 days, Paybis fees drop 50% on your next trade.
50% OFF Paybis fees for 2 days
We are giving you a special discount on your next trades.
- The Offer: 50% off Paybis fees
- The Code: NETMORE50
- Usage: Apply the code to any transaction whenever you buy, sell, send, or swap.
- Validity: This offer expires on 28.06.2026 at 23:59 UTC
