Buy XRP - Buy Ripple with Credit Card or Debit Card Instantly

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You Spend

USD Credit/Debit Card

You Receive

XRP Ripple

Enter amount to get the exchange rate

Fees are included

Live Ripple Price

$1.83

-2.18%

Ripple Price

XRP Market Stats

Market cap

$182.53B

Volume 24h

$1.48B

Highest price 24h

$1.88

Circulating supply

100B XRP

Crypto Sentiment

Negative

Fear

Greed

Ripple market latest

Negative Will XRP’s price hit $8 after XRP ETF inflows climb to $18 Billion? AMB Crypto 1 Jan, 2026 Negative XRP At Risk Of A Drop To $0.80? Analyst Makes The Case NewsBTC 1 Jan, 2026 Neutral XRP Unlocked: Ripple’s Strategic 300 Million Release Sparks Market Analysis Bitcoin World 1 Jan, 2026

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4 Steps to Buy Ripple Easily

Here at Paybis, we’ve made it as easy as possible to buy Ripple. Follow the steps below to buy XRP with credit card or any other payment method:

Select an amount of XRP crypto you want to buy
Select Paybis wallet - or copy and paste the address of your external one.
Enter your credit card information
Receive your XRP in no time

That’s it! Now you know how to purchase XRP.

Buy XRP with credit card: tips & tricks

Here are a few things you need to know before you buy XRP with credit card.

Check with your bank if they support crypto platforms.
Choose your local currency. When you buy Ripple with credit card at Paybis, there more than 40 currencies to choose from. This will help you avoid currency conversion fees of your bank.
It’s quite easy to buy XRP with debit card (or credit), right? But we took it one step further and introduces Apple Pay and Google Pay. Now the transaction only takes 2 clicks.

Those were a few tips on how to buy Ripple with credit card. Get started today.

Various payment methods for buying XRP

Here at Paybis, you can buy Ripple online with different payment methods. However, most customers on our platform opt for buying XRP with credit card.

Cards are one of the few payment methods that allow you to buy Ripple instantly. So when you spot a perfect XRP buy opportunity, you don’t need to wait for several business days for the payment to clear.

Don’t take our word for it - scroll up and see how easy it is how to buy Ripple!

How to purchase XRP without a wallet?

Paybis lets you buy XRP with credit card or any other supported payment method without a wallet.

We want to give our customers full flexibility when they buy XRP with us, so there are 2 options available:

You can decide to store your Ripple crypto in the Paybis Wallet.
Alternatively, you can choose “External wallet” when you buy XRP, and we will send the crypto to the address of your choice.
In both cases, the transaction will be near-instant, and your crypto will be deposited in a heartbeat.

What fees will I be charged if I buy XRP with credit card?

When you buy XRP or any other crypto on Paybis, we want to be sure you know what you pay for. This is why there are no hidden fees. You can read more about thee fees charged in our detailed article.

What cards are supported on Paybis?

At Paybis, you can buy crypto with prepaid cards, Visa and Mastercard. We accept both credit cards and debit cards. We are actively working to add support for more card issuers.

Before proceeding with transactions, please check with your bank if you have international payments enabled.

Please also make sure you confirm your payment should your bank request you to do so.

We strongly recommend reading our risk summary before you decide to buy XRP with credit card.

Where to buy XRP without KYC?

Wondering where to buy XRP without KYC? We are afraid there aren't legitimate places that will allow you to perform a fully anonymous transaction.

While Paybis lets you purchase XRP from anywhere in the world (180+ supported countries), certain KYC requirements will apply.

We are constantly trying to make Paybis the best place to buy Ripple and other cryptocurrencies while being compliant with all the laws around the globe.

Accessible around the world

Our services are available no matter where you are

Strict security standards

Your data is safe with us

Affordable service

State-of-the-art service at reasonable cost

Easy onboarding

We onboard our costumers in a few minutes

47 currencies available

Save on bank fees by paying in your local currency

Not just credit cards

Apple and Google Pay available

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Ripple Wallet

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FAQ

Where can I buy XRP without verification?

Every legitimate exchange will require you to provide some sort of personal info before you can buy XRP. Here at Paybis, we made sure that this process is effortless. Fear not, our user interface will provide clear instructions on what to submit. Once you follow them - you’re good to go buy XRP Ripple!

How do I invest in XRP?

Find a reliable platform like Paybis, do your own research about the cryptocurrency, and decide you want to pay. If you’ve chosen the credit or debit card - just scroll up to the top of the page to start your transaction!

Is XRP still worth buying?

Some people believe that Ripple is one of the most promising cryptocurrencies, while others believe that its time is over soon. The crypto world is interesting yet unpredictable, so hardly anyone could answer the question with 100% certainty. Remember to always do your own research and understand all the risks.

Where to buy XRP at the lowest fee?

While it is impossible to state with certainty which service offers the lowest fees, we believe Paybis charges reasonable fees when you purchase Ripple with credit card.

How to buy XRP safely?

Choose an exchange that is registered with the relevant authorities, has an active media presence, is reviewed by verified customers, and has been on the market for at least several years. Paybis could be a good option for you given our great Trustpilot score, long-standing reputation and excellent support services.

Where can I buy XRP with debit card?

Thinking where can I buy XRP now? Try out Paybis.

With Paybis, anyone will know how to buy XRP. All they need to do is follow the steps on the screen and proceed to check out with their debit card details to buy XRP instantly.

If they still face problems and do not know how to buy XRP, then the guide on this page can help or contact our 24x7 customer support.

Should I buy Ripple with credit card?

You can buy Ripple with any of our supported payment methods. Credit cards are one of the most popular ways to buy XRP instantly worldwide, particularly in the US. You can also use bank transfer, instant ACH, AstroPay, or other methods.

Which is the best place to buy XRP?

Different platforms offer different levels of flexibility and convenience for buying XRP. While we refrain from declaring ourselves as the best, Paybis is designed to make it easy for beginners to buy XRP with USD, EUR, GBP, or other popular fiat currencies.

Where can you buy XRP for less than $10?

Depending on your selected payment method, Paybis lets you purchase XRP for less than $10 per transaction.

Someone approached me and asked me to buy XRP, is that normal?

No! Paybis team would never ask you to buy XRP (or any other crypto for that matter). Be extremely cautious about online fraud, and shall you have any doubts - reach out to our customer support!