Buy Ripple with Bank Account (ACH Transfer) in USA

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USD ACH

You Receive

XRP Ripple

Enter amount to get the exchange rate

Fees are included

Live Ripple Price

$1.84

-1.59%

Ripple Price

XRP Market Stats

Market cap

$184.00B

Volume 24h

$1.49B

Highest price 24h

$1.88

Circulating supply

100B XRP

Crypto Sentiment

Negative

Fear

Greed

Ripple market latest

Positive XRP ETF Inflows Hit $1.16B as Standard Chartered Eyes $8 Potential Amid Whale Selling CoinOtag 1 Jan, 2026 Negative Will XRP’s price hit $8 after XRP ETF inflows climb to $18 Billion? AMB Crypto 1 Jan, 2026 Negative XRP At Risk Of A Drop To $0.80? Analyst Makes The Case NewsBTC 1 Jan, 2026

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How to Buy XRP with Bank Account in United States

If you want to purchase Ripple with bank account in USA, ACH transfer is a popular payment method. At Paybis, you can buy XRP with USD and enjoy great exchange rates available in the market.

Follow these steps to buy Ripple with bank account in US:

Select XRP as a crypto of your choice
Choose ‘Bank Transfer (ACH)’ as the payment method
Provide banking details and XRP wallet address
Complete transactions and get Ripple

Who can buy Ripple with Bank Transfer ACH on Paybis

Paybis allows all US citizens with a bank account and who are at least 18 years of age to buy Ripple with ACH transfer.

Note that all users should accept the terms and conditions set forth by the Paybis platform to buy Ripple with bank account in US.

You can also explore other available methods to buy XRP directly into your wallet.

How to Buy Ripple with ACH

Once you’ve created your account and verified it, the process of buying Ripple with ACH goes smoothly and fast.

At Paybis, you can buy XRP directly into your wallet within minutes from the comfort of your home. Just fill out all the details required for the payment method chosen, deposit funds in USD, and get your crypto purchased.

That is how to buy Ripple with bank account in USA.

Is ACH Transfer the Best Way to Buy XRP?

Paybis strives to make buying XRP with bank account in US as easy as possible. As being an experienced and reliable crypto exchange, our services are designed to provide customers with smooth and safe transactions at all times.

The platform supports a wide range of payment methods, including ACH transfer, making buying XRP a breeze. The fees remain low and the exchange rates are reasonable.

ACH payment may be convenient for some and not others. So, there are also other payment methods you can explore to buy Ripple with bank transfer USA.

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FAQ

Can I buy Ripple directly from my bank account?

With Paybis, you can directly buy XRP with bank account in United States using ACH transfer. Paybis is a reliable and secure platform for all your crypto needs. The platform has been operating since 2014 and has over 15,000 reviews on Trustpilot.

How do I buy Ripple with bank transfer USA?

To buy XRP with bank account in United States, follow these steps: Select XRP as crypto of your choice; Choose ‘Bank Transfer (ACH)’ as the payment method; Provide banking details and XRP wallet address; Complete transactions and get Ripple.

Do I need a bank account for Ripple?

Yes, you need a bank account in USA to buy XRP with ACH transfer. All transactions are fully encrypted and secure when they go through Paybis. You can also choose to receive crypto in an external wallet or in your Paybis Wallet. But you cannot transfer crypto to bank account in USA.

Are ACH transfers instant for buying XRP?

No, ACH transfers are not designed to be instant. With Paybis, you can buy Ripple with bank account in US securely. All your transactions are encrypted with Transport Layer Security to ensure maximum safety for all users.

Can I use ACH to buy Ripple?

Wondering where to buy XRP with bank account in United States quickly and with minimal transaction processing costs? ACH is an excellent option. At Paybis, you can buy Ripple with ACH transfer instantly. All you need to do is provide banking details and wallet address, and your crypto will be credited to your wallet address.