We graded Wall Street's Bitcoin calls. See who flunked, and claim 30% OFF with code SCORE30.

We graded Wall Street's 2026 Bitcoin predictions. The results are uncomfortable.

In January, the biggest names in finance published their Bitcoin targets for 2026. The year is now half over, and Bitcoin trades around $60,000. So we did what nobody does with predictions. We went back and checked.

Here's the halftime scorecard.

Citi: $143,000 base case. Reality sits 58% below the target. To their credit, Citi cut its call to $112,000 in March, which is still nearly double today's price.

JPMorgan: $170,000 fair value. Bitcoin would need to almost triple in six months to get there.

Standard Chartered: $150,000. That was already the humble version, cut from $300,000 before the year began.

Tom Lee: $250,000 by year-end. He softened it to $150,000–$200,000 before January was out. The market kept going the other way.

The quiet ones called it. Fidelity said 2026 would be a "year off," with Bitcoin consolidating between $65,000 and $75,000. Fundstrat's Sean Farrell projected $60,000 to $65,000 for the first half. June's actual range ran from $58,200 to $74,000. Almost exactly right. And here's the twist: Farrell works at the same firm as Tom Lee. The loudest call and the most accurate one came out of the same building.

The options market split the difference. In January it priced equal odds of Bitcoin at $70,000 or $130,000 by mid-year. The lower branch won.

To be fair to the bulls, their targets are year-end calls, so the game isn't over. But at halftime, the score favors the people who said the least.

That's the real lesson in this scorecard. The confident headline number gets the coverage, and the boring range quietly turns out right. Nobody can tell you where Bitcoin lands in December, and six months of graded predictions are the proof.

What a platform can do is show you the real numbers: the full price of your trade, every fee and spread, before you commit. That's how Paybis works on every trade, across 90+ assets, with a real person on support at any hour.

This week, acting on your own read costs less.


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