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Why does crypto scare people? A 2026 survey ranks the reasons
Friday the 13th is the day some people step around ladders and black cats. It is also a good day to ask a fairer question: what keeps people away from crypto?
A 2026 Harris Poll for the National Cryptocurrency Association asked 2,014 Americans who don't own crypto to name their top three reasons. Not understanding it came first, at 48%. Worries about security and fraud came second, at 43%. After that came a preference for traditional banking (34%), a lack of trust in crypto platforms (31%) and concerns about regulation (27%).
The same people said what would help. The most common answers were easier information (26%) and better protection from scams (25%), followed by crypto being offered by a trusted institution (23%).
Those answers point to the basics. A good platform shows you the full price before you pay, explains each step in plain words, and has real people to help when something is unclear. On Paybis, crypto arrives almost instantly after purchase, and support is staffed around the clock. Paybis is licensed in the EU, registered in the US and Canada, and has served customers since 2014.
The top reason people avoid crypto is that they don't understand it, named by 48% of non-owners. The fix is a clear price and a real person to ask.
Until 16 November, every trade you make comes with 50% OFF the Paybis fee.
Full price is shown before you confirm, there are 90+ assets available, and support is staffed by real people at any hour.
50% OFF Paybis fees, | |
Apply your code and get 50% OFF Paybis fees on every trade, on any coin we list, until 16 November. | |
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Valid on every trade until 16 November 2026, 23:59:59 UTC. |
Survey figures from the National Cryptocurrency Association's 2026 Crypto Readiness Report, conducted by The Harris Poll among 2,014 US adults who do not hold crypto, 24 June to 1 July 2026. This update is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets are volatile. Always conduct your own research before making any decisions.