Buy Bitcoin with Bank Account
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Detailed Guide to Buy Bitcoin with Bank Account
How to buy crypto with bank account in EU 
We support Instant SEPA bank transfers, meaning there is a near-instant payment processing of your transfer (as long as your bank also supports Instant SEPA).
If you have an account in an EU - chances are your transfer will arrive almost immediately! Some banks might require up to 2 business days to process your transfer, so we advise to clarify this with your bank.
How quick are bank transfers? 
Instant SEPA transfers, like their names suggest, take less than a minute to complete (of course, if your bank supports these kinds of payments). Paybis is one of the few exchanges making it possible to buy bitcoin instantly with bank account.
Some transfers may take up to 2 business days to arrive (depending on your country and bank).
Cheapest method to buy Bitcoin 
We have established that bank transfers are available in many EU countries and are pretty quick. Apart from that, this is also the cheapest method. Here are the fees you will be charged:
Bank transfer fee - goes to the bank for processing your payment, fixed at 0.10 EUR
Paybis fee - our commission for providing the service - 1%
Bitcoin sending fee - goes to miners for confirming your transaction on blockchain
You will see all the commissions before you start a transaction - no hidden fees here!
Buy Bitcoin using SEPA on Paybis 
If you would like to buy bitcoin with SEPA bank transfer, follow these simple steps below:
Select amount and enter your wallet address or select your Paybis wallet
Select a country where your bank is located and pick a bank from the list
Get redirected to your internet banking and confirm the payment
As soon as your transfer arrives, we will automatically send the crypto to your wallet
Who can Buy Bitcoin with Bank Account 
We are happy to provide cryptocurrencies to people all over the world. Anyone who checks off the following requirements will be able to buy Bitcoin with bank transfer quick & easy:
At least 18 years old
Reside outside restricted locations
Accept our Terms of Service
Has an EU bank account
That's it!
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FAQ
Which countries are supported? 
For this payment method, we currently support banks from the following countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Estonia, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Poland, Portugal, Romania, Slovenia, Spain, Sweden, and United Kingdom.
We are working on supporting more countries very soon, keep an eye for the updates.
My country is supported, but my account is not denominated in EUR. Can I pay? 
Currently, we support only EUR-denominated bank accounts in the EU. If your account is in any other currency - feel free to use your credit or debit card to purchase cryptocurrency, it will work just as quick.
Is Paybis legit? 
Yes! We are registered with regulators around the world. Moreover, we are compliant with the strictest security standards in the industry. This means that when you buy bitcoin with bank account in EU with Paybis, there is nothing to worry about!
How long will it take for my transfer to arrive? 
Transfers will arrive almost instantly (if your bank supports Instant SEPA).
Can I send international transfers in EUR? 
Currently, we only support transfers from select EU countries. Stay tuned for updates!
Is it safe to buy crypto with bank account? 
Absolutely! When you buy BTC with bank account, you have full control over the amount are you sending and who are you sending them to. This makes bank transfers one of the best methods to buy Bitcoin.
Buy or Sell Crypto in Minutes
Fast, simple, and secure — the easiest way to trade crypto




1st buy, no Paybis fee. Lowest end-to-end fees.